The impression that I have gotten when having met you a few times at European away games is that you do have a very good balance - but I can see that when you get to 'our time of life' - I am 60 (perhaps older than you) - reflection will always lead to identifying areas/times when perhaps it would have been better choosing a different decision/path.do what you can do and go where you can go. I love my job but I wish I would have given more time for me and mine.
I have been fortunate in lots of ways - but also have learned the hard way that 'being fortunate' - unless being born into money, rather than when you come from the (extreme) working class (Winton, Weaste, Lower Broughton) background that I do - does not happen unless you have certain attitudes to work - and life.
I left school at 15 and worked my way through a number of roles - repeatedly failing as they did not fit my attributes/capabilities - or I was just crap - until I got a really lucky break that saw me able to enter a profession that has allowed me to make progress based on performance and results - along with being fortunate enough to be presented with opportunities - and having n attitude to hard work that meant I could maximise them.
I made a big decision to leave the large corporation that I worked for at 40 and set up my own consultancy business - really scary - and that has led to me being in a comfortable position that I could decide at 50 to cut back enormously on my workload - gradually going from working an average of > 200 days per year down to initially 100 and for the last 5 years probably no more than 40 - which is work that make a nice break from home.
To inform the thread, looking back what I would take as some key lessons for me:
1. Don't get into a rut in a role that you are not suited for - I changed jobs several time between 16 & 19 before finding something that fit. Equally be true to yourself and don't simply cop out/run away because things are hard and unfair - things are really hard and I suspect more now than in the 70s. Also recognise the reality that a degree can really help - but a) degrees are two a penny nowadays and b) some people are better off spending those years actually working their way up - depends on the individual.
2. When you find the right role there is no substitute for really hard work - people owe you nothing and you will get less - being recognised and pushed forward comes from hard work and taking full advantage of opportunities that present themselves.
3. Have a medium to long term set of ideal objectives that you are clear about and use them to help big decisions. I used this when deciding to go independent at 40 because I decided it was the only accelerator that could lead to me being able to retire early.
4. Understand - really understand - that you are only 40, 45, 50 etc. once and you cannot buy or get years back - a trite thing to say I know but better to live a higher quality of personal life for more years than keep holding back until.............. At age 60 I am starting to go to more funerals - and a disappointing number of them are for people in their 60s that have not long retired, but...........
5. If you are lucky enough to live long into retirement you still need money - so be careful to calculate your needs and save enough for it. I guess that is the work/life balance judgement.
I was fortunate again when becoming a parent for the first time at 49 - helped make my mind up on the work/life balance decision to give up the full-time jobs - whilst turning off the money tap hurt I have no regrets.
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