Presumably you and your OH have a lot in common?I'm 73.
This year we went to Barbados, Rome, Kos, Venice, Nice, the Amalfi coast, Kendal, York, Whitby, Edinburgh for the fringe, Buxton for the festival, Manchester jazz festival, Ronnie Scott's in London, seen every national theatre production shown in cinemas and likewise every Met opera production. I go to many rock gigs and classical concerts a year. I play golf once a week, though the weather has curtailed that recently, I did a MoMA course on post war modern American abstract impressionism and daub a bit myself. I have written travel articles for magazines and am just about finishing writing a book I started twenty years ago about my experiences in France. I read voraciously and love cooking.
Retirement has been an absolute ball so far.
Never missed my job in the slightest.
I admit it gets a little harder each year which is why I am cramming as much in as I can while I still can.
Time to retire mate when you write "too" instead of "to". You're becoming a lost cause.No, I dont have to but do I want too ?? that is the question....
Your missus needs to get hire better quality assassins. Has she recently taken out an insurance policy on you ?Two weeks ago, I was just walking down the street when a car smashed into a shop front about a 1 yard behind me. It was only an iron bollard that the car also demolished that prevented me being pinned to the shop.
We do.Presumably you and your OH have a lot in common?
That’s the bit that concerns me. We don’t seem to have much in common ! We certainly have no common interests or hobbies etc.
I’m sure that helps a lot. It concerns me a bit!We do.
But, for most, a necessary evil. Unless you have a rich daddy.Works overrated
After our daughter was born my wife didn't work. You can retire early, but you have to live your life with that in mind, it doesn't happen by chance. Set a date, work out how much you'll need, don't believe the bollox about needing 40k as a single person and whatever todays fantasy figure is for couples, you don't.Scaring me how comfortable and young people on here can retire - I’m 40, have a below average pension pot, average salary, Mrs doesn’t work , 2 kids and a big mortgage . Can not fathom retiring late 50’s, but guess never know and all that.
I think it is all down to the person and whether you can be happy just plodding around. One of my Managing QSs has just turned 70 and really does not want to retire, yet his younger brother took early retirement at 61 and is plodding around doing what he wants to do. My Dad has been able to take earlier retirement at 65 and is more than happy plodding around doing his own thing whilst my Mum has taken early retirement at 59 and is going bat shit crazy because she does not have enough to do. Whilst I am not yet qualified to answer the question, I know I can keep myself busy from retirement but I suppose it all comes down to the individual. And of course financial responsibilities and securities!For the last year or so I've been toying with the idea, I'm coming up to 66 and the world is a big place......I've not had a holiday for years and get bored very easily and really enjoy my job, the people, obviously the money and the hours are more part time than full. I'm finacially stable and my state pension kicks in next year. So what's the problem....I mentioned this to one of my clients who runs a similar business, joking apart he picked up on the idea and ran with it, so I ran with him so to speak....figures, turnover, costs, profits, I even spoke to my accountant. Now he's seeing his bank manager on monday to sort out his finances and quite frankly the penny has just dropped and I'm quietly crapping myself....what am I going to do, I'll miss so much customer, suppliers and clients interaction and dont fancy sitting around the house watching Lorraine Kelly and listening to the wife. I know folks on here have done it but would be interested to hear how it's gone.
Cut your cloth accordinglyBut, for most, a necessary evil. Unless you have a rich daddy.
Do you really need that £60,000 car ?But, for most, a necessary evil. Unless you have a rich daddy.
Our place are going through some restructuring and are offering VR. I seriously considered it - an amazing offer that amounts to more than double my salary, but after a week or so of analysis, I decided that I didn’t want to scrape by for the rest of my life. In truth, I might not have been accepted anyway as they are trying to thin out the management jobs.Scaring me how comfortable and young people on here can retire - I’m 40, have a below average pension pot, average salary, Mrs doesn’t work , 2 kids and a big mortgage . Can not fathom retiring late 50’s, but guess never know and all that.
I'm 62 in a couple of months and have been able to reduce to just 2 days a week a couple of years back. It's perfect, a good balance. I realise not everyone is able to do that but I found it better than just going from work to full retirement.No, I dont have to but do I want too ?? that is the question....
A. Try €10,000.Do you really need that £60,000 car ?
On yer bike sonA. Try €10,000.
B. Living in a rural area, with no public transport; yes.
Anything else?