Receipt for bike & drill?
Take into account wear & tear, if you have an excess and that premiums will go up before contacting the Insurance.
Garage got broken into last night, scum stole my bike and drill, anyone got any experience in claiming on house insurance?
Is it worth it in regards to premiums going up? And how much do you get back? My bike was £750 when bought.
Can't speak to my insurance company till I get my crime reference number.
Receipts will help to show the stuff was pricy rather than bargain basement stuff but, as I alluded to and others have said it'll probably not be worth it, you'll have paid them back over the next few years with increased premiums.I've got a online receipt for the bike, but the drill was bought a while ago, can you only claim if you have a receipt?
Thanks for the reply
Problem is the claim will go onto the shared database so all quotes will increase if the existing policy increases.You'll probably get by without a receipt for the drill as long as they believe you. As you're not fabricating loads of missing items, and presumably aren't in habit of making claims, there's a strong chance they will believe you.
You should estimate current value of bike and drill, less your policy excess, to gauge whether its worth claiming.
If they ram your premium up next time, go elsewhere. It's generally best to shop around each year anyway, unless you've a particular reason to stay.