I've also found that if you get a quote via a comparison site, then ring the company for a direct quote you always get a better price. Remember, the comparison sites are just middlemen who are earning a commission when you sign up, so it makes sense to cut them out. They're good for getting an idea who is going to give you a favourable price though.
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Car Insurers you are a DISGRACE
- Thread starter oakiecokie
- Start date
Cancelling a policy with Swinton is prone to difficulty months after.
Make sure you get written confirmation from them after your phone call, or two years later you get some scrote solicitor chasing a cancellation fee.
I think they sell the imaginary debt to a collection agency.
Every 2 years they get told to fuck off, I cancelled, they accepted, and some twat wants £60. They are not getting it, even tho they drop the demand to £40 for quick payment.
Shysters? Fucking right.
Make sure you get written confirmation from them after your phone call, or two years later you get some scrote solicitor chasing a cancellation fee.
I think they sell the imaginary debt to a collection agency.
Every 2 years they get told to fuck off, I cancelled, they accepted, and some twat wants £60. They are not getting it, even tho they drop the demand to £40 for quick payment.
Shysters? Fucking right.
oakiecokie
Well-Known Member
I`ve already got an e-mail confirming from them that "they`re sorry to see me go". Like fuck they are. They are sorry to see my money go to a competitor.Cancelling a policy with Swinton is prone to difficulty months after.
Make sure you get written confirmation from them after your phone call, or two years later you get some scrote solicitor chasing a cancellation fee.
I think they sell the imaginary debt to a collection agency.
Every 2 years they get told to fuck off, I cancelled, they accepted, and some twat wants £60. They are not getting it, even tho they drop the demand to £40 for quick payment.
Shysters? Fucking right.
Mad Eyed Screamer
Moderator
Was paying $255 a month for my Jeep in Florida.
I recently moved to Vermont and called my insurance company to tell them as my next payment is due Saturday. They quoted me $115 for the same coverage, just living in a different state!
Some states demand you have to have certain aspects of coverage, others do not.
It's a Swindle.
I recently moved to Vermont and called my insurance company to tell them as my next payment is due Saturday. They quoted me $115 for the same coverage, just living in a different state!
Some states demand you have to have certain aspects of coverage, others do not.
It's a Swindle.
metalblue
Well-Known Member
I tried that with Swinton and they said they no longer offered short term insurance so I had to bite the bullet and pay something like £58 more for the full year so it wasn`t too bad.
Oh yeah £58 is as good as it gets. Would cost you that for short term no doubt.
Stephen230
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- 1 Apr 2022
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- MCFC
Seems to be the way pretty much all big businesses operate these days.
No one is happy with charging people a fair price for their services that still make them a nice tidy profit.
Always seem to be under pressure from the top presumably to squeeze more and more money out of everyone, by fair means or foul.
A ‘loyal customer’ these days isn’t to be rewarded but is basically treated like a complete fucking mug, who deserves to be exploited to the max for not realising it.
No one is happy with charging people a fair price for their services that still make them a nice tidy profit.
Always seem to be under pressure from the top presumably to squeeze more and more money out of everyone, by fair means or foul.
A ‘loyal customer’ these days isn’t to be rewarded but is basically treated like a complete fucking mug, who deserves to be exploited to the max for not realising it.
The Lightbowne Cowboy
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- 17 Nov 2015
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- City
Funnily enough, I've just seen this thread and got a reminder from my insurance company this morning who have actually given me a very reasonable renewal quote. Only about 40 quid more than my Go-compare best quote. So I'm going to phone the buggers up right now and see if they'll match it. If not, churrah.
blue b4 the moon
Well-Known Member
I change almost every year or get a drop to nearly match what the Meerkat comes up with.
The thing is they're supposed to offer the same deal to existing & new customers these days....they're all fucking sharks.
The thing is they're supposed to offer the same deal to existing & new customers these days....they're all fucking sharks.
My mate has a van that he uses for his part time window fitting job. A young lad crashed into his van on the M60 earlier this year. The lad was very upset at the incident and he had no problem admitting his liability, my mate actually felt sorry for him.Amazes me when they write off a 7/8 grand car for example with just over a grands worth of damage.
Ludicrous.
The insurance company settled on a £4K write off and allowed my mate to keep the van, he got it repaired and tested for road worthiness for just over a grand. As he only uses it a couple of days a week at the most it was a winner winner, chicken dinner, he's banked 3k and drives a van that now has a few more scratches than previously but it's only cosmetic.
I did it with Sky, they had a new customer offer of £60 a month for Sky plus Sports with Broadband and Netflix, I rang them, they said the best they could do was £83 without broadband. So I said cancel it which the did, I then got Virgin super fast BB ((250 package) for £26!including a TV box which Mrs H can record her TV shows on and my mate's Dodgy box which includes Apple, Amazon, Netflix and other paid channels. As my broadband is super fast I don't get any buffering during live sports so I'm now paying around £35 a month for everything. Sky have rang me on multiple occasions to say they would now match the £60 offer, I politely told them to do one.I always switch when my insurance company offers to match a lower rate, telling them 'why didn't you offer me that price in the first place '
supercity88
Well-Known Member
- Joined
- 9 Aug 2009
- Messages
- 15,736
They’re banking on people being lazy and auto renewing.
Mine was £290 last year, quoted £420 by the same company.
Shopped around, found £285, rang my existing company to cancel and they asked what I’d found and they matched the £285 quote with no questions asked.
Gonna try 50p next year.
I still feel like there should be trading standards that prevent them from doing this. There's no reward for loyalty, because like you say, they can make a fortune auto-renewing for double the price near enough and people too lazy to bother checking.
It's not one company doing it either, I've had to change mine every year often going back and forth between them because they rip you off through auto-renewal but are competitive for new customers.
I just cancel my DD online when the last payment of the annual policy has been taken out, that usually prompts some kind of response.I still feel like there should be trading standards that prevent them from doing this. There's no reward for loyalty, because like you say, they can make a fortune auto-renewing for double the price near enough and people too lazy to bother checking.
It's not one company doing it either, I've had to change mine every year often going back and forth between them because they rip you off through auto-renewal but are competitive for new customers.
On another note the thieving bastards at the DVLA ripped me off for Road Tax. I sold a van to my mate, we settled on the 1st July, I did the vehicle transfer online. As it was a monthly DD my payment was taken on the 1st, my mate also paid from the 1st July, no problem I thought, I'll get a refund. It said on the website it can take 6 weeks to come through. Forward 7 weeks later the refund of £29 has not come through, I rang them, they told me I'd not transferred to vehicle until around 8am in the morning and therefore I was liable for a month's tax as I owned the van for 8 hours during July. I told them my mate had taken ownership from midnight of that date and insured the vehicle accordingly, that didn't matter one bit to the twat at DVLA.
If anyone gets involved in selling under the same circumstances just Sorn the vehicle before midnight on the last day of the month and ensure the new owner taxes it from the first day of the following month.
Just for the record, mine is due on 26 October so I took the advice and got early quotes. I'm currently with 1stCentral and last year I paid £350, which was actually about £70 LESS than I paid Hastings the previous year.
I first tried one of the comparison engines and the cheapest renewal this year was Hastings, at £531 with £400 excess. I then asked my current insurer and they came back with £400, £50 more than last year but it's a lot less than I was expecting and £130 less than the cheapest price comparison quote.
Out of curiosity I'll redo the price comparison thing closer to the date to see how much it changes.
I first tried one of the comparison engines and the cheapest renewal this year was Hastings, at £531 with £400 excess. I then asked my current insurer and they came back with £400, £50 more than last year but it's a lot less than I was expecting and £130 less than the cheapest price comparison quote.
Out of curiosity I'll redo the price comparison thing closer to the date to see how much it changes.
Yes, DVLA are another bunch of scammers in my opinion, not least because they make a lot of money selling your details on to private parking companies so they can bill you for parking "offences". So much for our privacy.I just cancel my DD online when the last payment of the annual policy has been taken out, that usually prompts some kind of response.
On another note the thieving bastards at the DVLA ripped me off for Road Tax. I sold a van to my mate, we settled on the 1st July, I did the vehicle transfer online. As it was a monthly DD my payment was taken on the 1st, my mate also paid from the 1st July, no problem I thought, I'll get a refund. It said on the website it can take 6 weeks to come through. Forward 7 weeks later the refund of £29 has not come through, I rang them, they told me I'd not transferred to vehicle until around 8am in the morning and therefore I was liable for a month's tax as I owned the van for 8 hours during July. I told them my mate had taken ownership from midnight of that date and insured the vehicle accordingly, that didn't matter one bit to the twat at DVLA.
If anyone gets involved in selling under the same circumstances just Sorn the vehicle before midnight on the last day of the month and ensure the new owner taxes it from the first day of the following month.
Last year some twat on a motorbike (scooter) damaged my wing mirror deliberately. Reported it to the police. Not interested. Asked the DVLA for his address so I could send him the bill. Refused to give it to me. So they can't do that yet they can sell your details to a private company who are only in it to make money. I honestly have no problem with those who break the law and buck the system, because when it's as corrupt as this it's the only way to fight back.
G
G
ganganvince
Guest
Why did he damage you mirror deliberately? Were you blocking him from filtering?Yes, DVLA are another bunch of scammers in my opinion, not least because they make a lot of money selling your details on to private parking companies so they can bill you for parking "offences". So much for our privacy.
Last year some twat on a motorbike (scooter) damaged my wing mirror deliberately. Reported it to the police. Not interested. Asked the DVLA for his address so I could send him the bill. Refused to give it to me. So they can't do that yet they can sell your details to a private company who are only in it to make money. I honestly have no problem with those who break the law and buck the system, because when it's as corrupt as this it's the only way to fight back.
Kompany Car
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- 19 Sep 2015
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- 4,247
Depends on the house, £190 is about right if its a decent sized house with no solar.£190 month energy? Have you got a grow in your loft?
Kompany Car
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- 19 Sep 2015
- Messages
- 4,247
My insurance is due on one of the cars, gone up from £370 last year to £500 this year with RBS. Just been on Confused, can get it for £378, same level of cover, same excess plus a £20 Sainsbury's voucher thrown in. Thats with Aviva which I must say surprised me as they are usually quite expensive for cars which are a bit higher theft risk.
tregyblue61
Well-Known Member
Just had my renewel qoute:
£484.84
Last year I paid £255.58
Just about a 90% increase.
£484.84
Last year I paid £255.58
Just about a 90% increase.
blue b4 the moon
Well-Known Member
Holiday Insurance.
Have 30% off as you used us last time £46 with discount.....also used Meerkat and they were (Admiral) £8 pounds cheaper than with Admiral & their 30% discount.
Rip off fuckers.
Have 30% off as you used us last time £46 with discount.....also used Meerkat and they were (Admiral) £8 pounds cheaper than with Admiral & their 30% discount.
Rip off fuckers.
My insurance is due on one of the cars, gone up from £370 last year to £500 this year with RBS. Just been on Confused, can get it for £378, same level of cover, same excess plus a £20 Sainsbury's voucher thrown in. Thats with Aviva which I must say surprised me as they are usually quite expensive for cars which are a bit higher theft risk.
Hopefully their car department is better than their house insurance. Aviva are the biggest set of cunts I've ever had to deal with in regards to claiming for something. Heard their life insurance is even worth once you pop your clogs so moved that elsewhere.