East Level 2
Well-Known Member
Greetings oh wise and knowledgeable forum members; I need some information about the workings of the motor insurance industry.
In August 2012 I had a bump. My car was stopped behind another at a red light and the car behind failed to stop and pushed me into the car in front.
All three drivers swapped details at the side of the road, none of the airbags detonated and nobody appeared injured. The damage to the front end of mine meant I needed a new number plate and a washer jet cover, and the back of the car I was pushed into had a couple of minor scuffs on the bumper, so hardly serious.
The back of mine and the front of the car behind suffered far more damage.
My car was fully repaired and I my excess refunded so I thought that would be the end of it. However fourteen months after the bump I'm still receiving calls suggesting I make a claim for inconvenience, stress, minor aches and pains and niggles etc. My usual response is to suggest they "fuck off and chase another ambulance" as there was nothing wrong with me.
However the latest call suggested I should make a claim because my car will be on an insurance repair database and I might lose money when I come to sell it. Does anybody know if such a database exists and if so whether it can be accessed by everyday car buyers?
In August 2012 I had a bump. My car was stopped behind another at a red light and the car behind failed to stop and pushed me into the car in front.
All three drivers swapped details at the side of the road, none of the airbags detonated and nobody appeared injured. The damage to the front end of mine meant I needed a new number plate and a washer jet cover, and the back of the car I was pushed into had a couple of minor scuffs on the bumper, so hardly serious.
The back of mine and the front of the car behind suffered far more damage.
My car was fully repaired and I my excess refunded so I thought that would be the end of it. However fourteen months after the bump I'm still receiving calls suggesting I make a claim for inconvenience, stress, minor aches and pains and niggles etc. My usual response is to suggest they "fuck off and chase another ambulance" as there was nothing wrong with me.
However the latest call suggested I should make a claim because my car will be on an insurance repair database and I might lose money when I come to sell it. Does anybody know if such a database exists and if so whether it can be accessed by everyday car buyers?