Football is a big, expensive business and the salaries employed are way out of kilter with general risks that go with the game as opposed to any other large scale business whereby anything goes so long as it is legal. Another thing, as the previous couple of posts point out, it counts as debt and this is something that is anathema to FIFA. Nevertheless, certain type of debt IS permitted such as that which is deemed to have an investment benefit and this we see with those funds used to rebuild stadiums and to develop academies. City had no problem with this whereas lower to mid-ranking clubs outside of London would find this impossible. Maybe ADUG could help other clubs in this predicament by offering interest free loans for these purposes. In itself, this would not help us in a monetary way, but if the Premier League were at some time in the future wish to tighten up on it's own FFP rules, maybe loans of this nature might be a way of influencing votes in a positive way.