Mortgage Advice

[gazinho]

Anyone on here work or have knowledge of mortgages?

Bought a house with a friend over 10 years ago and he's currently still on the mortgage but needs to get off it, he's not lived with me for 8 years and doesnt want any money etc.

If anyone can help please pm me and ill explain in more detail, cheers

 

[Odd socks]

Had similar some 35 yes ago but with a bird but same scenario, just saw a solicitor and she signed it to me at a nominal 1p, solicitor costs were the biggest outlay but no stress unless things have changed.
Think the 1p payment was crucial, best money I ever spent

 

[Prestwich_Blue]

https://www.ftadviser.com/2014/01/0...-mortgage-4cC5AyZ9MbEYYpn7g7bO8N/article.html

 

[aguero93:20]

Anyone on here work or have knowledge of mortgages?

Bought a house with a friend over 10 years ago and he's currently still on the mortgage but needs to get off it, he's not lived with me for 8 years and doesnt want any money etc.

If anyone can help please pm me and ill explain in more detail, cheers

Is the house insured against fire?

 

[denislawsbackheel]

It is a transfer of equity and depending on the value of his half could result in a stamp duty bill for you.

 

[sir baconface]

Is the house insured against fire?

Hahaha. You didn't mention bumming.

 

[aguero93:20]

Hahaha. You didn't mention bumming.

I was working towards it :/

 

[sir baconface]

I was working towards it :/

I know ;)

 

[yeseye]

Bump

Any advice would be welcome on these options , cheers.

1.49% 2 year fixed this one does have a Virgin product fee of £995 which can be added approximately £769 per month

1.82% 2 year fixed no fee approximately £775 per month


1.69% 3 year fixed this one does have a Virgin product fee of £995 which can be added approximately £778 per month

1.89% 3 year fixed no fee approximately £778 per month


1.39% 5 year fixed this one does have a Virgin product fee of £995 which can be added approximately £765 per month

1.70% 5 year fixed no fee approximately £770 per month

2.39% 7 year fixed no fee approximately £799 per month

 

[dickie davies]

Bump

Any advice would be welcome on these options , cheers.

1.49% 2 year fixed this one does have a Virgin product fee of £995 which can be added approximately £769 per month

1.82% 2 year fixed no fee approximately £775 per month


1.69% 3 year fixed this one does have a Virgin product fee of £995 which can be added approximately £778 per month

1.89% 3 year fixed no fee approximately £778 per month


1.39% 5 year fixed this one does have a Virgin product fee of £995 which can be added approximately £765 per month

1.70% 5 year fixed no fee approximately £770 per month

2.39% 7 year fixed no fee approximately £799 per month

Are there no tracker mortgages available?