State Pension Increases

[domalino]

petrol £10 per month

That's 1.4 gallons of petrol at current prices.

Even if you're getting good mileage that limits you to about 50 miles a month.

1.6 miles a day.

So I guess you don't walk the dog, buy groceries or kite surf more than 0.8 miles away from your house?

 

[paulchapo]

No house insurance, contents insurance, a new pair of shoes every five years, maybe a new shirt every year, never buy any presents (must remember to have no friends or family). I must try to use the same brands as you as obviously everything you buy is everlasting

It's an existence and one of watching every penny. I question some of the bills too. The internet/phone is incredibly cheap, as is the electric bill. The water must be a meter as mine is £56 a month. £600 a year is £50 a month which is sweet fa if you want to go to a football match, have a pint or do almost anything except walk or cycle. Its doable and some people are happy to live that way. However without the pension increases he resents inflation would make even this basic existence unsustainable.

 

[SkyBlueFlux]

Because I get a private pension any state pension increase gets taxed at 20% anyway. Some will be paying 40%. I have no issue with this, as I think income tax should be paid on - er - your income. I just wish it was set up so (say) everyone on £30k, no matter where it comes from pays the same tax. In other words, there should be no way of fiddling it.

As to the state pension in general, I think the issue is we (as a people) have never been willing to pay in enough to make it a decent amount, it is a bare survival sum if that is all you have. The long-term solution (I'll be long gone by then) is for everyone to pay more in their working days to either a state or private pension or both. You really need to start when you are 18, by the way, not 35.

Ideally, the state pension should be some proportion of 40 hours on minimum wage. (You can argue as to the proportion.) It would then go up as the minimum wage went up, and there would be no haggling about 'fairness'.

BTW, for anyone who hasn't cottoned on yet, life isn't fair. It never has been and never will be. You could make me Lord Protector for life with unlimited arbitrary power and I still could not change that. Someone will always be shit on. The best we can do is keep the shitting on to a practical limit.

This is an interesting suggestion, not heard it before.

I do think we need more policies like this which actively link the well-being of the old and young. The fact at the moment it is made to feel like a zero sum game (even though it isn’t) is what drives a lot of societal division.

 

[paulchapo]

That's 1.4 gallons of petrol at current prices.

Even if you're getting good mileage that limits you to about 50 miles a month.

1.6 miles a day.

So I guess you don't walk the dog, buy groceries or kite surf more than 0.8 miles away from your house?

He has a bike so probably uses that a lot, not that I'm defending the fucker lol.

 

[jacko74]

No house insurance, contents insurance, a new pair of shoes every five years, maybe a new shirt every year, never buy any presents (must remember to have no friends or family). I must try to use the same brands as you as obviously everything you buy is everlasting. Food shop must be a loaf and two fish.
£600 for unexpected bills and frivolous purchases? I give in, you managed it. No opposition. You are officially the Dickhead of the Year.

Not bothered with house insurance for over 10 years, which I admit is a bit silly of me and a false economy given its only about £120 a year.

I do indeed have walking boots, waterproof coats, soft shell jackets that are well over 10 years old, 20 years old in some cases and they work fine and are better quality than the shite that's available today. I maybe buy 1 pair of casual trainers a year at about £30-£40 out of my £600 spare money.

You've proved you're another of the financially feckless idiots if you seem to think that £50 per week will only buy you a loaf and two fish, you have my sympathy.

 

[jacko74]

That's 1.4 gallons of petrol at current prices.

Even if you're getting good mileage that limits you to about 50 miles a month.

1.6 miles a day.

So I guess you don't walk the dog, buy groceries or kite surf more than 0.8 miles away from your house?

Thats all entirely correct.

I only really use my car for the weekly shop which is a 18 mile round trip.

And it's a Toyota Aygo which does at least 60mpg

 

[hammocity]

But he's not on £6k a year. That was just someone claiming that he can live on £6k.

I know that Vic, however some people are having to rent and that’s a considerable spend these days. I’m retired before getting my state pension but that’s costing me a few quid, i couldn’t carry on working due to external issues but I fund from my own resource as I’m lucky enough to do so but I know others who are not so fortunate.

The Pension age is shortly to go to 67, that’s tough on those who have manual jobs, our Welfare State has a lot of discrepancies.

 

[bluethrunthru]

BTW, for anyone who hasn't cottoned on yet, life isn't fair. It never has been and never will be. You could make me Lord Protector for life with unlimited arbitrary power and I still could not change that. Someone will always be shit on. The best we can do is keep the shitting on to a practical limit.

This **** has IBS then - this guy got started with family money - for some reason people who got where they are by not working for it have a real downer on people who strive to get there by working hard simply by claiming they know better about hard work

 

[bluethrunthru]

Thats all entirely correct.

I only really use my car for the weekly shop which is a 18 mile round trip.

And it's a Toyota Aygo which does at least 60mpg

sorry but even the manufacturers only claimed 57mpg

Aygo tops What Car? MPG test for petrol cars

The Toyota Aygo gets the best MPG among petrol cars in fuel economy test

mag.toyota.co.uk

 

[Colin Bells Boots]

This government are siphoning taxpayers £ off into the private sector at an astonishing rate effectively moving wealth to the richest people.

Anyone believing that this country cannot afford decent pension increases along with pay for the public sector is falling for their lies.

It safer to always assume that whatever this government proposes is for the benefit of the rich.

Their whole ethos is centred on this principle, and always has been for as long as I can recall.

This helps me to remain less stressed, but more determined to be rid of them the first opportunity that arises.