Ticket scams

[Blue Llama]

Being reported on BBC. Advice is use credit or debit card not bank transfers. All seems obvious but the report says scammers take your money and disappear. Correct me if I am wrong but for bank transfer don't all parties need a bank account? If anyone has tried to open a bank account or tried to provide a bridging loan for a close relative to buy property you know the hoops and hurdles thrown up to prevent money laundering. How does a scammer get a bank account?

 

[denislawsbackheel]

I never use a debit card on line.

 

[jazzy]

Being reported on BBC. Advice is use credit or debit card not bank transfers. All seems obvious but the report says scammers take your money and disappear. Correct me if I am wrong but for bank transfer don't all parties need a bank account? If anyone has tried to open a bank account or tried to provide a bridging loan for a close relative to buy property you know the hoops and hurdles thrown up to prevent money laundering. How does a scammer get a bank account?

You can have a pre paid credit card and use that to have a bank transfer paid directly on to it

 

[StrutterBlue]

Also never use PayPal family and friends to send money, that's for anything online.

 

[hammersmithlad]

I never use a debit card on line.

Unfortunate experience to pass on as I too preferred to use a credit card online as opposed to a debit card.

Some bastards managed to clone my credit card resulting in extravagant purchases which then caused a whole world of pain. This included affecting my credit score which of course occurred at a period of time when I was trying to acquire a mortgage. I then discovered various mortgage lenders used differing credit reference agencies which meant I individually needed to contact these agencies such as Experian & Equifax issuing formal requests to remove me from their 'black-list' providing police report proof.

Not an experience I wish on anyone & my stress levels went through the roof. So in retrospect whilst a credit card offers more financial protection, if your debit card gets in a spot of bother at least there's a limit to how much can be emptied (which a bank normally honours if you report it soon enough) & you don't have to worry about cleaning your credit rating status.

 

[denislawsbackheel]

I only ever use a credit card on line.
Then it’s them trying to get money out of me, not me trying to get money back off them.
And the banking code is that banks will guarantee to refund any monies taken via debit card AFTER They were notified.
Good luck negotiating for return of anything taken before they are notified.

 

[Mad Eyed Screamer]

Also never use PayPal family and friends to send money, that's for anything online.

Thanks. Wish you'd posted that 3 years ago when I lost $1,000
I contacted PayPal and they said "contact the person as it was a family / friend" knowing full well I'd already told them it wasn't.
I replied that regardless of that, PayPal have this man's details (even if fake) but do have the paypal details my money went into and surely they would want that info to prevent others being scammed.....
They weren't interested

 

[lancs blue]

I never use a debit card on line.

I've never had any problem online with debit cards or bank transfers, I can't say the same about credit cards, which I no longer use.

 

[lancs blue]

If anyone has tried to open a bank account or tried to provide a bridging loan for a close relative to buy property you know the hoops and hurdles thrown up to prevent money laundering. How does a scammer get a bank account?

Standard Chartered, perhaps?