Jose see him as a bit of a Fancy Dan but got the best out of him. Same with players like Duff and Robben. They had flair but done the nitty gritty too.
Considering all the hype throughout the years, he was a bit of a disappointment really. Showed shades of brilliance for West Ham and Chelsea but not consistently enough.
That goal against Sweden was fantastic, the only real decent thing I see him do for England.
I think the skillful bit however is true, he has a lot of skill. Players like Lampard, Gerrard, Scholes were better players but less skill. Wilshere will probably be a better player too.
Cole went to Liverpool for the money, he could have gone to any club really. Harry tried to get him in but wages were an issue. Maybe Harry could have revived his career? Who knows really.