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A huge leap of faith.
- Thread starter abu13
- Start date
Bill Walker
Well-Known Member
Besides, you can always downsize, next door to @Blue MistI retired when I was 61. My plan was to finish when I was 63 but I was made redundant at the end of 2020 so that brought the plan forward by a couple of years.
I have been putting a large amount of money into my pension since I was in my 20's and now I am reaping the rewards.
No way was I working until I was 66.
Bigg Bigg Blue
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- 12 Sep 2010
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- 8,354
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- Manchester City
I my have to if I have to keep buying his beer all the time. :)Besides you can always downsize, next door to @Blue Mist
Bill Walker
Well-Known Member
I know Duke In Field is an expensive desirable area so you could really cash in where Misty lives.I my have to if I have to keep buying his beer all the time. :)
Bigg Bigg Blue
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- 12 Sep 2010
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- 8,354
- Team supported
- Manchester City
I don't really want to be that poor that I have to live in stretfordI know Duke In Field is an expensive desirable area so you could really cash in where Misty lives.
flook
Well-Known Member
Did similar last year, finished my contract a week after my 58th birthday, wife has a small pension, I have savings and an S&S ISA, we can live moderately well off those until state pension kicks in, thought fuck it, that's it I'm done.
Planned it out financially 3 or 4 years ago using historical stock market and inflation data with BIG safety margins, we currently are 20% ahead of where I predicted we would be financially, ie actually have more money than when I packed in work, not sure that will continue but even so, it's a happy place to be.
Now if only the missus would stop buying shit we'd be cooking
Planned it out financially 3 or 4 years ago using historical stock market and inflation data with BIG safety margins, we currently are 20% ahead of where I predicted we would be financially, ie actually have more money than when I packed in work, not sure that will continue but even so, it's a happy place to be.
Now if only the missus would stop buying shit we'd be cooking
Millwallawayveteran1988
Well-Known Member
- Joined
- 23 Sep 2010
- Messages
- 37,495
I think thats an illness they all have. Mine hasn’t saved one penny despite working for 25 years.Did similar last year, finished my contract a week after my 58th birthday, wife has a small pension, I have savings and an S&S ISA, we can live moderately well off those until state pension kicks in, thought fuck it, that's it I'm done.
Planned it out financially 3 or 4 years ago using historical stock market and inflation data with BIG safety margins, we currently are 20% ahead of where I predicted we would be financially, ie actually have more money than when I packed in work, not sure that will continue but even so, it's a happy place to be.
Now if only the missus would stop buying shit we'd be cooking
Bill Walker
Well-Known Member
Good point, you could get tips on how to drink for free though.I don't really want to be that poor that I have to live in stretford
mexico1970
Well-Known Member
If you want to replace work that you don't like for free time to do what you want with and you can get by without less then go for it.
pride in battle
Well-Known Member
Free ?I took early retirement about five years ago, with no regrets. Fitness was key. Covid helped with this, as I could do plenty of running during lockdowns.
One of our favourite things to do has been taking free holidays, in the UK, but potentially abroad too. We've been to Yorkshire, Devon, Cotswolds, Norfolk, Harrow, Hammersmith, Anglesey, Corbridge, and most recently, Prestbury. Highly recommended.
Best wishes to your friend and his wife.