Sounds similar to me, I retired at 56, because I was ITK regarding our occupational pension scheme. As a trustee I knew what was coming after Gordon Brown fucked up DB schemes with his infamous tax raid. We went from surplus to a minus because the scheme had to pay tax on growth which they didn’t before Brown fucked it. This is an area where I get pissed off, I retired three years earlier than planned because of Browns fuck up. So when some leftie gives it the big I know more than you on DB schemes I tend to fuck them off.