That’s just the cost of funds. The margin also needs to be factored in, which would differ depending on the credit risk.
Generally, a fair few lenders wouldn’t lend against football clubs because they are a poor risk or are scared of reputational risk - wouldn’t want to be seen foreclosing and...
It’s always the Premier League for me. You have to be consistently good to win a league over 38 games. A CL can be a lucky run or set of easy draws - just look at the Rags 99 win.
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