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Yeah, I have insurance which covers contents and buildings. But it’s not 24/7 home response. There’s normally no cover for wear and tear / breakdown though.

Payday tomorrow so should be ok.

Any heating engineers available to look at my boiler tomorrow? It’s got no power but the small control thing at the side has power? Was working yesterday.

The current situation within the defence is remarkable. Last season was bad, this season will be worse. Stones is too injury prone, same with Ake, loss of Akanji and the uncertainty in the right back position. Long season ahead. Least we brought in 3 goalkeepers.

Rocky?

I’d like Savinho to stay, better than both Doku and Bob. Needs time!

Wouldn’t say light years. Dias has won the league every year he’s played in the Premier League. Meanwhile, Van Dyke has been and played in a team that should have won more than one title. That fact that Liverpool and the squad they’ve had has one PL title doesn’t get the mention it deserves. Van...

You pay it for us.

Knows how to be successful though.

Here’s a snippet from the text back.

I have read the text book again, just now and it says that establishing fraud is higher than for other types of civil action but not as high relating to criminal matters, but close to the criminal standard. :-)

My initial response to you was in relation to your post which said it’s a low bar balance of probabilities not prove without any doubt. All I’m trying to say is the threshold for proving fraud in a civil court is higher than other types of civil action. Perhaps I should have said close to the...

Thanks for the link, hadn’t seen previously, it’s very clear and concise. My understanding will have come from my insurance diploma study books, namely the MO5 ( Insurance Law and Contract Law) or M85 (Claims). Are you saying by ‘cogent evidence’, establishing fraud in a civil court is likely...

See above.

Suez Fortune Investments Ltd v. Talbot Underwriting Ltd (Brilliante Birtuoso) 2019

I could quote case law if you like?

If fraud is involved, the burden of proof threshold is much higher than balance of probabilities and more aligned with beyond reasonable doubt.

Some people need to lay off the crack! He’s still the man for me. Class is permanent, just a bad patch or season. Big player recruitment drive needed.

Im not a fan of players obstructing keepers, but it happens in almost every game. Gabriel’s goal against us should have been disallowed also. So fuck it x

NEDS (non educated delinquents) is rather sad in many ways.