BTH said:
SWP's back said:
Apart from not answering the question, I see the old myth that the public sector is "wastful" {sic} has been dragged out again. I would like you to provide the source you used to demonstrate your assertion that the public sector is indeed "wastful": "with far less efficiency and higher rates of absentee-ism" if you don't mind...
I don't think the worldwide recession has got much to do with the public sector unless, of course, you know something that I don't know?
Perhaps you can tell me how (just off the top of my head) annually increased fares, filthy buses, a duopoly amongst operators and the fact that we are charged through the eyes and nose in North Manchester and Salford and forced to pay 35% more on fares than our counterparts in East and South Manchester when profits for First Bus were £130+ million although their drivers were offered a 0% pay rise somehow suggest a better model that placing public transport in the hands of local authorities.
While we are at it, name something that has been improved by moving from the public to the private sector. I can't think of anything. Private firms have to make a profit, meaning cuts in jobs or wages or cutting corners. But again, if you know different...
And as for 'gold-plated' pensions? Another Tory lie! At current figures the average is about£3,000 a year; hardly gold-plated. On top of that public employees (like myself) have to actually pay in (an oft-overlooked fact) and it is cheaper for the state in the long run that we do this via a well-run and high-performing pensions fund (Greater Manchester) rather than leaving the state to provide. You'll be interested to know that there are many pensions' schemes in the south that aren't so well managed in predominantly - would you believe it? - Tory-run councils.
Mate - I am a financial advisor and know the public sector pensions very well (NHS - Council - Teachers etc) and I can assure you and anyone else reading this that you are talking out of your arse. And to compare defined benefit (paying in 3-6%) to "defined contribution" or "money purchase schemes" is absolute bollocks. There is no contest.
So I am no longer going to bother talking to you. Enjoy the last month of Labour rule and hope to cling on to your public sector job (I really hope the Tories don't cut your no doubt very useful beaurocratic job).
Enjoy kiddo.
Don't your sentences with the word "Mate". It's very irritating, unless of course you're an Aussie in which case you won't be able to help it. Besides, I'm not your mate. "Financial Advisor" eh? Well, whoopy-do. I'm a public servant. No, the money's not that great but some of us, at least, believe we're doing the best we can for the good people of Manchester. Don't bother responding; your responses are selective, to say the least. You're probably too busy counting your cash. Vote Tory if you like, but do learn to spell big words like "bureaucratic" if you want to show everyone how much cleverer than I you are, with your amazing job. You at least probably deserve them... mate.[/quote]
You are right - you are not my mate. Thank goodness for that.
As for my selective answering - I see you totally dropped out of the pensions chat, knowing full well that you were out of your depth. Well, thanks for that.
I will vote Tory - I have put up with 13 years of lies, extra taxation and the formation of a nanny state. Luckily, we live in a democracy (which really pisses off some posters in here as they only want one party to ever be given a chance) and it looks as though the majority will vote the way I am hoping they will.
-- Sun Mar 28, 2010 10:59 pm --
maineman said:
SWP's back said:
Very well said Bob.
But you tend to find they go against that as those that get hand outs do not like the idea of them stopping.
Becareful though, maineman would have you "dealt with" if he had his own way.
-- Sun Mar 28, 2010 10:43 pm --
No - not UK banks. Their problems were a sympton rather than a cause.
i think you will find that it was the banks more so the american banks that created and caused the recession,america the greatest capitalist country soon to be overtaken by communist china. but no doubt with your wealth creating parasitic mind BB2 you will say differently
You are right about the US banks (but they are hardly Tory paymasters which is the point I was making).
Communist China? The only thing red about China is the flag. It will no doubt outstrip the USA but then again, it has 4 times the population, no minimum wage, health and safety exectutive and you would be arrested for even thinking of setting up a trade union. Other than that, good point well made (it certainly made me want to vote Labour).
-- Sun Mar 28, 2010 11:01 pm --
MAINEMAN - I have just read your update. No - I am not a loan shark - I deal strictly in investment & pensions.
So I do not loan anyone any money. I do help those that wish to save for the future though.
I think you have a rather simplistic view of the world. Maybe when you grow up... Or even earn a bit of money and need advice on where best to put it. I take it the only advice you get at present is from the Ocean Finance adverts?