Burnt by an iron!

[citymacc]

To cut a long story short;

I was ironing (I know, you'll say my lady should have been doing it!) when sparks and a flame shot from the base of the cord where it enters the iron. I subsequently burnt the side of my left hand and after a visit to A&E had the injury cleaned and bandaged. After 4 follow-on visits to a nurse to have the injury cleaned and re-bandaged the hand has healed nicely.

Now I'll get to the point, I sent the iron away to the manufacturers for investigation and a few weeks later received a letter from their insurers stating that they would offer me £200 as a 'full and final settlement'.

My questions are:

1) Do you think the offer is sufficient, a few mates have advised me that I should never accept a first offer from an insurance company?

2) They haven't actually said they are accepting responsibilty so their offer could maybe construed as a goodwill gesture - if I asked for more money could they refuse and withdraw the first one?

Cheers in advance for any advice.

 

[denislawsbackheel]

compenshayshun for what?

How many days off work did you lose?
What did you have to cancel because of it?

 

[paphos-mcfc]

To cut a long story short;

I was ironing (I know, you'll say my lady should have been doing it!) when sparks and a flame shot from the base of the cord where it enters the iron. I subsequently burnt the side of my left hand and after a visit to A&E had the injury cleaned and bandaged. After 4 follow-on visits to a nurse to have the injury cleaned and re-bandaged the hand has healed nicely.

Now I'll get to the point, I sent the iron away to the manufacturers for investigation and a few weeks later received a letter from their insurers stating that they would offer me £200 as a 'full and final settlement'.

My questions are:

1) Do you think the offer is sufficient, a few mates have advised me that I should never accept a first offer from an insurance company?

2) They haven't actually said they are accepting responsibilty so their offer could maybe construed as a goodwill gesture - if I asked for more money could they refuse and withdraw the first one?

Cheers in advance for any advice.

Them offering you money to me sounds like they are accepting liability. Go for the jugular.

 

[Prestwich_Blue]

Best not to mention you were ironing your shirt while wearing it.

 

[citymacc]

compenshayshun for what?

How many days off work did you lose?
What did you have to cancel because of it?

Compensation for the pain (lack of sleep/painkillers for 3 days).
No days off work, I have a desk job so nothing too manual apart from typing which was difficult tbh for most of the first week. I did have time away from the office for visits to the nurse however.

 

[Maintainin]

Press on n' steam ahead with ya claim, then take em apart at the seams...

...btw, dint ya know Sta-Prest Levi Strauss do wots said on the can !

 

[Gaylord du Bois]

Man the fuck up. Ironing indeed !

 

[gaudinho's stolen car]

Ironing? What the fuck..?

 

[TonyM]

Oh the irony!

 

[MCFC 4 EVER]

To cut a long story short;

I was ironing (I know, you'll say my lady should have been doing it!) when sparks and a flame shot from the base of the cord where it enters the iron. I subsequently burnt the side of my left hand and after a visit to A&E had the injury cleaned and bandaged. After 4 follow-on visits to a nurse to have the injury cleaned and re-bandaged the hand has healed nicely.

Now I'll get to the point, I sent the iron away to the manufacturers for investigation and a few weeks later received a letter from their insurers stating that they would offer me £200 as a 'full and final settlement'.

My questions are:

1) Do you think the offer is sufficient, a few mates have advised me that I should never accept a first offer from an insurance company?

2) They haven't actually said they are accepting responsibilty so their offer could maybe construed as a goodwill gesture - if I asked for more money could they refuse and withdraw the first one?

Cheers in advance for any advice.

Take the money as I don't see the point of why they offered it