Cost of living crisis - how are you all doing?

j.cbluelongsight said:
I was paying £6-£7 for some madri in a posh vase glass in the mitre, then we walked over to oysters and was paying £3 a pint for a way better pint. God knows how they come up with the prices..
Click to expand...
You’re supposed to go to the pub to relax and not get angry at what you’re drinking. Like many products, you’re paying for the name.
 
CarlosTevez'sEnglishTutor said:
I'm on 40k and my Mrs is on 22k. We split the bills as a percentage of our income i.e I pay circa 65%. I'm managing to put about £500 a month away which is slowly but surely getting us towards a deposit on our first place. I'm from a low income family with no inheritance, she's from abject poverty.

We've got a big decision this time next year to buy a property, or try our hand abroad where we can do more for our money and have a better quality of life. I'm leaning towards the latter but it would require another sidestep by me into a fully remote role. We are both multilingual so there are a few open doors for us in terms of location.

We go away a fair bit which has shrunk our savings but I'm a firm believer in experiencing things while young, it's opened my eyes massively going to different corners of the world.

We don't drink, smoke and rarely eat out as she's a great cook. We use Tesco delivery service currently which I believe is about £8 a month, she's in charge of that. I find the time saved from shopping around in supermarkets outweighs the increase in delivery cost. However, groceries are definitely our biggest outlay per month.

Rent is £930 which is a killer, but we paid much less previously in worse areas and prefer the security of a nicer area, still have a few shit neighbours though. Ideally I'd have bought by now but I've only been earning good money for around 18 months now. We had the heating on twice last year when gas prices were sky high, I refused to budge. The house is only 5 years old which has slashed our gas and electric bills hugely compared to previous hellholes we've rented.

I've got fuck all to complain about really, hats off to those juggling business at the moment and pushing to make ends meet. My target is to get to a £3k a month income after tax, any more than that and the worklife balance would shift, fuck being senior management in the corporate world. I aim to get some passive income by my 40s by way of 2 or 3 rental properties.

No government is coming to save any of us, I won't ever vote. There's the top 3%, then the 10% of minions who are the face of the show i.e your Rishi Sunaks, 5% big earners, 50% the rest of us working people, 30% ish growing underclass and benefit scroungers. This hasn't been a first world country for a couple of decades now, we've had our time in the sun as a powerful country. Once middle class people are now very much working class.
Click to expand...
Benefit scroungers ??
 
Try not to guess where other people get their money from. In many ways, it’s none of your business. They might have inherited a huge amount etc.
 
just been out to the costa blanca(villa martin) to visit an old workmate, i went with a current workmate who has a house there as well, the old workmate has retired at 60, got a beautiful house which he has paid in full, he sold his old house for 250k and his new place cost him 150k and it really is stunning , and reckons £1200 a month is plenty to live on, i couldn't believe how cheap things were over there, food and drink were cheap as chips, he's got a car over there and a couple of bikes, and he says its the best decision he's ever made, the weather is pretty good all year round, there's loads of expats and everyone seems to help each other out, spends his days exploring on the bike , doing outside activities and has built up quite a large network of"new friends", its very tempting, cost of living,life style and the health benefits of living in a warm climate without the stresses of day to day work life, think i've got the itch :)
 
Sir peace frog said:
just been out to the costa blanca(villa martin) to visit an old workmate, i went with a current workmate who has a house there as well, the old workmate has retired at 60, got a beautiful house which he has paid in full, he sold his old house for 250k and his new place cost him 150k and it really is stunning , and reckons £1200 a month is plenty to live on, i couldn't believe how cheap things were over there, food and drink were cheap as chips, he's got a car over there and a couple of bikes, and he says its the best decision he's ever made, the weather is pretty good all year round, there's loads of expats and everyone seems to help each other out, spends his days exploring on the bike , doing outside activities and has built up quite a large network of"new friends", its very tempting, cost of living,life style and the health benefits of living in a warm climate without the stresses of day to day work life, think i've got the itch :)
Click to expand...
How does he get around EU rules?
Just wondering
 
hampshireblue said:
I know! But there are some products where there is no or little justification and that is the most basic. Own brand cereal flakes(Special K) is another. Waitrose and Tesco versions have absolutely identical nutritional information. and therefore are almost certainly made in the same factory and are, in fact, the same product. 20% more in Waitrose.
Click to expand...
Check the labels lot number or batch number. If they are the same, they are made in the same factory.

A woman in my local works at a packing factory. She says boxes of surf for example will be coming down the line. Then all of a sudden Asda own brand boxes will start coming down. Then go back to Surf.

A lot of products are made by huge manufacturers and sourced out to a range of companies.
 
Sir peace frog said:
just been out to the costa blanca(villa martin) to visit an old workmate, i went with a current workmate who has a house there as well, the old workmate has retired at 60, got a beautiful house which he has paid in full, he sold his old house for 250k and his new place cost him 150k and it really is stunning , and reckons £1200 a month is plenty to live on, i couldn't believe how cheap things were over there, food and drink were cheap as chips, he's got a car over there and a couple of bikes, and he says its the best decision he's ever made, the weather is pretty good all year round, there's loads of expats and everyone seems to help each other out, spends his days exploring on the bike , doing outside activities and has built up quite a large network of"new friends", its very tempting, cost of living,life style and the health benefits of living in a warm climate without the stresses of day to day work life, think i've got the itch :)
Click to expand...
Brexit has destroyed that possibility. Utterly.
 
You must log in or register to reply here.
Unread Posts

Don't have an account? Register now and see fewer ads!

SIGN UP
Back
Top
✖
  AdBlock Detected
Bluemoon relies on advertising to pay our hosting fees. Please support the site by disabling your ad blocking software to help keep the forum sustainable. Thanks.