Basically I class myself as an educated fella but I think I have fallen for a scam. I received a phone call from a finance company called Horizon (0161 246 0200) on tuesday asking me about an unsecured loan, allegedly they had got my details from a opinion survey I completed on the net. They said I fell into all the criteria for a loan of upto £5000.00. I said I could do with about 3600.00 for a new motor. They asked me a few personal details but at no time was I asked or would I had given my bank account details. Anyway they said everything seemed fine and that I had to ring 09064001849 which they told me was a premium rate number to confirm the loan. I stupidly rang this number and was told by orange before the call connected it would be £1.70 per minute, I proceeded. A male answered the phone and I gave him the reference number. He started to ask me all the same questions again so I asked him to ring me back, he also stated that the cost of the call would be repaid back to me if I sent a copy of my orange phone bill showing the amount of the call, once again I stupidly carried on. The address he gave me at the end of the call to obtain my call refund was CFD freepost.
I do not even think now in hindsight that this is a kosher address as I thought any freepost address has to have a number or a code for the postal authourities. Anyway this all happened on tuesday and an hour after this call I received a text saying Chris we have your loan decision.You need to call the number (premium rate one) or check your e-mail. I didnt want to get my fingers burnt twice as from the last call I worked it out it would of cost in the region of £25.00 for the 13 minutes I was on the phone. So I decided to await the e-mail, guess what 48 hours later still no e-mail. So today I have been ringing the 0161 number and just get a pre recorded message.
Sorry about this being a bit long winded but any advice?
I do not even think now in hindsight that this is a kosher address as I thought any freepost address has to have a number or a code for the postal authourities. Anyway this all happened on tuesday and an hour after this call I received a text saying Chris we have your loan decision.You need to call the number (premium rate one) or check your e-mail. I didnt want to get my fingers burnt twice as from the last call I worked it out it would of cost in the region of £25.00 for the 13 minutes I was on the phone. So I decided to await the e-mail, guess what 48 hours later still no e-mail. So today I have been ringing the 0161 number and just get a pre recorded message.
Sorry about this being a bit long winded but any advice?
