abu13
Well-Known Member
I have been thinking of posting this for a little while but with the cost of living crisis thought it may seem a little crass, it isn't meant to be, and I am genuinely curious.
To cut a long story short, i am in a fortunate position where i have now paid off my mortgage have no debt and have a good level of savings behind me (equivilent of 12 months expenses). I also have a healthy pension pot that I continue to contribute to each month, Have another 15 years before I can draw my state pension but ideally want to finish in 10 years.
I have 75% of my savings in a Bank account and the remaining 25% in a Vanguard stocks and shares ISA, but i don't want to keep topping up my savings account if I can make my money work for me, I just wondered what others do with regard to investing their money.
I could keep adding to the Vanguard ISA or ramp up my pension contributions, but would be interested in how others make their money grow.
Any suggestions other than Cocaine & Hookers?
To cut a long story short, i am in a fortunate position where i have now paid off my mortgage have no debt and have a good level of savings behind me (equivilent of 12 months expenses). I also have a healthy pension pot that I continue to contribute to each month, Have another 15 years before I can draw my state pension but ideally want to finish in 10 years.
I have 75% of my savings in a Bank account and the remaining 25% in a Vanguard stocks and shares ISA, but i don't want to keep topping up my savings account if I can make my money work for me, I just wondered what others do with regard to investing their money.
I could keep adding to the Vanguard ISA or ramp up my pension contributions, but would be interested in how others make their money grow.
Any suggestions other than Cocaine & Hookers?