The state spends an awful lot of money subsidising badly-paid work that otherwise would not be viable as the pay itself is insufficient to live on. However you look at it, this is a gross failure of capitalism.
As I see it a major problem is the excessive cost of housing, whether you rent or buy. Again this is caused by market failure. That idiot Thatcher thought that if less public-sector housing was built there would be space for the private sector to build more. This simply has not happened. Partly because the private sector does not make huge profits from cheap housing, but a great deal from unaffordable 'executive' housing.
A consequence is that the state has to spend vast sums on Housing Benefits, all of which goes into the pockets of private landlords and is, in effect, a huge public subsidy for people who happen to own property, many of them millionaires and billionaires.
This can only be described as the economics of the madhouse. But who truly benefits? Not the workers who nominally receive these subsidies but their employers and landlords.