Lending money

Bournemouth Blue said:
Yep, only once though
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Me too ....

I will help anyone out, even people i don't really know, if they are genuine, and don't let me down in returning it without me having to constantly mither them, because i've never been the type of guy who's really comfortable with having to do that ........ i dont mind them delaying repayment beyond any agreement date we've made, providing they are upfront with me and ask me to ....... i am trusting, and always give people the benefit of the doubt, but if they purposely 'try it on', go AWOL, deliberately ignore me, or just refuse to pay it back, then to me, from that moment on, they are just history .. and it doesn't matter how much they've borrowed, i'm 'old skool and i stand by principle!

I might however relent if someone who has borrowed from me has then suddenly suffered some kind of personal tragedy, or loss, and their head is all over the place ..... i'm far from being heartless, and in that case i can be a 'forgiving soul', to the point of offering them more help or company.
 
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I’ve got 4 kids so yes, loads of times and no, it never gets repaid.
 
burnley blue mcfc said:
Lent my son £8,500 6 yrs ago to buy a car, £400 a month were the “promised” re-payments, 6 yrs on & I’m still owed £2,500
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I can understand why and how that would 'rankle' with you ... personally though i am far too 'soft' and I have given my daughter thousands over the years, and never asked for a penny of it back ... she always asks to 'borrow it', but i know that she never has much, so i start feeling sorry for her and always land up letting her keep it!

It's probably called 'being a fool to yourself' , lol!
 
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Eaststander1 said:
I can understand why and how that would 'rankle' with you ... personally i am too 'soft' though and I have given my daughter thousands over the years, and never asked for a penny of it back ... she always asks to 'borrow it', but i know that she never has much, so i start feeling sorry for her and let her keep it!

It's probably called 'being a fool to yourself' , lol!
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Not where your kids are concerned.

There’s need and trying it on. You know the difference.

In our house, we call it “love and support.” We brought them into this world and we are responsible for helping them make their way. Every now and then, that takes a little extra love, but every now and then it means a little extra support. We are fortunate enough to be able to provide both.

I have friends that tell their kids, “when you turn 18 you’re on your own, just like I was when I turned 18!” We are the opposite, because I knew what going without felt like and I don’t want my kids to have to struggle unnecessarily. Some of life’s struggles are necessary, but some are not…love and support!
 
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People just shouldn't think about buying things they can't afford , problem solved
 
unsworthblue said:
Has anyone ever lent someone an amount of money and not received it back?
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I was a money lender with my own company before I retired.

If you’ve lent it to a friend just think how desperate they are to ask you and if they don’t pay you back just think what a hole you’ve let them drag you into. They’ll probably know you’ll tell the world and their dog what a **** they are for promising to pay you their friend back knowing they couldn’t or wouldn’t.

You need to go round to their house and have a face to face. It’s easier for them to avoid you or text or phone you. Fuck them threaten them that you go and see their spouse,friends, parent and other relatives.

It not you that’s the ****, they’ve picked you out as an easy, soft target.

Find out if they are working, what they owe and how they prose to pay you back. You need to agree a day of payment.

There is loads more you need to ask and depending on how much they owe and what questions you ask and the answers to those questions.
 
unsworthblue said:
I lent a mate who was on his arse some money back in August
A four figure amount
He told me he’d give it me back in a couple of days as he was selling a property,had problems with a bank account etc etc
Cut a long story short I finally got my money back this week along with a big drink on top for being patient and not giving the lad hassle
Tbh I didn’t think I’d see the money or him ever again

A mate of mine lent his mate £20,000 a few years ago
Neither of them told their wife’s
A private agreement between two good friends
£500 a month was the agreed repayment method
After a few months the geezer who lent the money had a heart attack and passed away owing my mate £16/17,000 ish
He had to write the money off
Wounded !!!
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Just replied to your first post. I wish I’d read the thread first 8-) I was only kidding about cutting his bollocks off with a plastic knife.
 
It's just simpler not to, if it can be avoided. Never been in a position where I've asked or been asked. Anything I've given either monetary or otherwise was voluntary, with no expectation of getting it back. Have shopped for relatives in times of need, never begrudged it.

I know too well that I'm too awkward to ask for money back if I went down that path. A person I know well has borrowed money to a relative down the years, never any sniff of getting it back, whilst said relative swans off on holidays, gets dental improvements, and doesn't seem interested in getting a job that allows for proper repayment. Fuck that.
 
You can generally tell the friends who would pay you back. They're the ones when you go out and you buy the last round that night, the next time you go out they remember its their turn to buy first.

Thats someone with a bit of pride who believes in being fair.
 
Kompany Car said:
You can generally tell the friends who would pay you back. They're the ones when you go out and you buy the last round that night, the next time you go out they remember its their turn to buy first.

Thats someone with a bit of pride who believes in being fair.
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I know 2 people that don't buy a round at all
 
unsworthblue said:
Has anyone ever lent someone an amount of money and not received it back?
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See it as paying a fee to find out someone isn't worth your time anymore and move on. Unless it's serious money you can't do without, then wait outside their house with a bat and kneecap them.
 
Lad was working with at work lent him £50 and paid me back first day of payday - no issues. Another guy used to always mither people for money, 6-7 times he asked me £100, £80.... said no until eventually he texts me saying he left card at home needed £40 for shopping. Sent it haven't heard from him since this was 4 months ago, turns out he's "lent" £120 off another one of co-workers didn't pay them back either. All for helping people out the few quid here or there but the nerve of some people to do that - wouldn't dream of loaning large amounts unless was a trusted family member.
 
No, only small amounts and been let down, though when I was flush 20 years ago I wasn't arsed to sort someone out buying something they needed not expecting anything in return.
 
Lending money off your friends should be if youre in the real shit and dont want those payday loans and wotnot that put you in serious shit. So if you find yourself in that spot and are lucky enough to have mates who can help, then they should always be repayed at the very first opportunity with a few beers as a genuine thankyou.

Only once did I have to. When I was getting divorced I was potless and homeless as you find yourself for a while. It improves. I cant imagine it now and it wont happen again, Im very comfortable now. But only 16 years ago I was totally fucked until all was sorted. It was my birthday which is how I remember it so clearly. I asked my mate if I could please borrow £500 and had the lend of a van from someone in the cricket club. I tool my £500 and spent it on the kind of essentials we take for granted. I was like a student. Up to Ikea and bought basic crockery, knives and forks, towels, bedding, and then a bed. Drove it all home to the rented digs.

Cant imagine now I had to do it but it all turned out and now Im sitting pretty, through hard work like. But without that little bit of help, it would have been shit. Never mistake kindness for weakness, always pay back asap, and never underestimate the generosity and basic decency of friends who step up to help. Should be simples as that. But people can be cunts
 
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