Being made redundant was best thing that happened to me speculate to accumulate get a decent website and get a decent accountant the accountant can save you a fortune arrange meetings with buy to let estate agents there flats houses will get done pretty regular ,also contact housing associations .get a few thousand leaflets printed and get family and friends to go door to door before you take them for a pint approach the foremen of apartments that have just been plastered join any small business associations the more you put in the more you will get out of it good luck what area you from