Nhs

gordondaviesmoustache said:
The NHS is one of the best things about this country.

I think it was one of the great British achievements no doubt

But the fact is people are living longer and needing more and more care, this is leading to a situation that is fast becoming the downfall of the NHS (amongst other reasons)
It is a fact now that patients are being treated on different levels, for example if you are ethnic, speak poor English and live in a low socio economic area you will be treated differently than if you are a white, well spoken and educated person living in a wealthier area.
So really in its objective, it is failing quite a lot of poorer people. (this is happening now) This is besides the fact that there are a lot of people with life threatening conditions waiting weeks/months for surgery (and some of them like my MIL, dying)

The fact is, it cant cope any longer, and imo Britain will move towards a private health care based country, where (some) people will pay less NI contributions and pay towards their own health care by way of insurance, if people who can afford it pay insurance this would leave more 'in the pot' for the people who cant.
 
Stuart said:
stonerblue said:
Or build a new state run hospital. Maybe use a few quid from the olympics pot?

<a class="postlink" href="http://ethicsgirls.com/olympics/" onclick="window.open(this.href);return false;">http://ethicsgirls.com/olympics/</a>

bit dissapointed at the lack of actual girls in that.
 
stonerblue said:
BoyBlue_1985 said:
Rascal said:
Our NHS is a wonderful organisation that does what it says, it delivers the very best care it can as and where it is needed.

I have over the last 10 years become very reliant on the NHS, I have spent 50 nights asleep there this year already as well as visiting every week for one thing or another.

What bothers me is the reforms of the NHS, they let in private providers, Serco a private compant run an NHS hospital in Cambridge, Serco have to make a profit and i dont believe anyone should profit from people being unwell.

I know that one mate its the one in my hometown of Huntingdon. The options were private run or shut down, it was a shame but shutting down would of killed of Addenbrooks in Cambridge due to amount of patients

Or build a new state run hospital. Maybe use a few quid from the olympics pot?

Or they could of paid off the debt but as that wasn't an option its a fairly pointless look at me im anti establishment post<br /><br />-- Wed Aug 01, 2012 8:36 am --<br /><br />
Rascal said:
BoyBlue_1985 said:
Rascal said:
Our NHS is a wonderful organisation that does what it says, it delivers the very best care it can as and where it is needed.

I have over the last 10 years become very reliant on the NHS, I have spent 50 nights asleep there this year already as well as visiting every week for one thing or another.

What bothers me is the reforms of the NHS, they let in private providers, Serco a private compant run an NHS hospital in Cambridge, Serco have to make a profit and i dont believe anyone should profit from people being unwell.

I know that one mate its the one in my hometown of Huntingdon. The options were private run or shut down, it was a shame but shutting down would of killed of Addenbrooks in Cambridge due to amount of patients

This is where Lansley has failed, he does not get that people want a local hospital for there immediate needs. He should have concentrated on the need to specialise in large areas instead.

My ward i visit is the only one in Manchester, it also caters for people from as far away as Kendal, Leek and Skipton. This is due to medical advances not lack of care, although i believe the ward could be better funded and is under threat of closure as dermatology is not considered mainstream anymore.

The only way i can see a private company making a profit from a hospital is if they cut costs, usually that means less front line staff, less provision of services and lower wages as the sector they compete offers more than them.

It will probably equate to the better doctors and nurses moving to other NHS hospitals and people of Huntingdon getting a service yes, but a poorer one in my opinon.

Huntingdon was never and will never be great but it looked after me a few times. Cambridge is where most people go in the area once you get to the more advanced care but then that really is a top notch hospital and most probably funds itself through the unbelievable car park charges
 
nimrod said:
gordondaviesmoustache said:
The NHS is one of the best things about this country.

I think it was one of the great British achievements no doubt

But the fact is people are living longer and needing more and more care, this is leading to a situation that is fast becoming the downfall of the NHS (amongst other reasons)
It is a fact now that patients are being treated on different levels, for example if you are ethnic, speak poor English and live in a low socio economic area you will be treated differently than if you are a white, well spoken and educated person living in a wealthier area.
So really in its objective, it is failing quite a lot of poorer people. (this is happening now) This is besides the fact that there are a lot of people with life threatening conditions waiting weeks/months for surgery (and some of them like my MIL, dying)

The fact is, it cant cope any longer, and imo Britain will move towards a private health care based country, where (some) people will pay less NI contributions and pay towards their own health care by way of insurance, if people who can afford it pay insurance this would leave more 'in the pot' for the people who cant.

How will people not paying or paying less NI help leave more "in the pot" that they are not contributing to?
 
nimrod said:
gordondaviesmoustache said:
The NHS is one of the best things about this country.

I think it was one of the great British achievements no doubt

But the fact is people are living longer and needing more and more care, this is leading to a situation that is fast becoming the downfall of the NHS (amongst other reasons)
It is a fact now that patients are being treated on different levels, for example if you are ethnic, speak poor English and live in a low socio economic area you will be treated differently than if you are a white, well spoken and educated person living in a wealthier area.
So really in its objective, it is failing quite a lot of poorer people. (this is happening now) This is besides the fact that there are a lot of people with life threatening conditions waiting weeks/months for surgery (and some of them like my MIL, dying)

The fact is, it cant cope any longer, and imo Britain will move towards a private health care based country, where (some) people will pay less NI contributions and pay towards their own health care by way of insurance, if people who can afford it pay insurance this would leave more 'in the pot' for the people who cant.

That isn't really the fault of the NHS thou...poor people and poor health aren't new bedfellows and it stands to reason that this will put extra strain on resources in those areas.
 
The Flash said:
metalblue said:
The Flash said:
However, if they suspect the condition is pre-existing, or that you have failed to disclose a medical condition on your application, they will advise you that in order to confirm cover, they will need to request info from your GP. They will send a claim form to you which asks you to sign an Access To Medical Info letter for DPA purposes and then you have to pass on the form to your GP to complete. This will include a question about the date you first presented your symptoms to the GP.

If this date is prior to the policy start date, the claim will be declined. If you failed to disclosed the condition on the application form, your policy will be cancelled as it was obtained fraudulently.

If you fail to return the claim form, they won't cover you and you'll be liable for the costs.

If it's a proper corporate scheme it will likely cover pre-existing conditions it's the "personal" type ones that don't tend to. It will be clearly stated on the form you fill in when enrolling.
It does depend on the underwriting. There's only MHD (medical history disregarded) where you won't be asked to prove its not pre existing.

I don't disagree mate was just making the point that company health care plans do sometimes/often allow for this otherwise they would not be able to attract staff who themselves have or have families with pre-existing conditions.
 
metalblue said:
The Flash said:
metalblue said:
If it's a proper corporate scheme it will likely cover pre-existing conditions it's the "personal" type ones that don't tend to. It will be clearly stated on the form you fill in when enrolling.
It does depend on the underwriting. There's only MHD (medical history disregarded) where you won't be asked to prove its not pre existing.

I don't disagree mate was just making the point that company health care plans do sometimes/often allow for this otherwise they would not be able to attract staff who themselves have or have families with pre-existing conditions.

This is very true. PMI for businesses is going from strength to strength at the moment, however as it is seen as a luxury product, we've seen more and more individual members either cancelling or not renewing policies over the past 18 months because medical costs keep going up, despite the economic downturn.

Still, the NHS does a brilliant job at frontline emergency medical treatment and PMI companies wouldn't be able to compete.
 

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