RBS Robbing Bast@#ds

hammocity said:
Do you remember years ago (before Internet banking) if you went a penny over the overdraft limit the banks would hammer you with a £20-£25 “fine”? This only showed up on a printed statement and invariably meant the account was overdrawn the following month.

The banks have always been robbing bastards but thankfully now with instant access to your accounts you can at least manage them more efficiently.

Nearly 35% is an absolute disgrace though.
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Yeah, I remember walking to the bank and deposit 6 pence once, just so I didn't get the 25 quid charge. The woman at the counter thought I was taking the piss.
 
On my RBS account, I pay a monthly fee, and get £1000 overdraft for free (well not free, but you know what I mean).
 
liveandletdive said:
On my RBS account, I pay a monthly fee, and get £1000 overdraft for free (well not free, but you know what I mean).
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Same, I have a £5000 overdraft agreement, that I arranged years ago, I don't ever use it, but it's there for emergencies. As you say it's not "free", but it's a relatively small interest rate.
 
cleavers said:
It's handy in emergencies, especially if you have arranged an agreed limit.

I did once need it briefly, and it was no more expensive than a loan, and instantly available.
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People may think that as most won't read the letter when it changed.
 
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