Retirement...when, how old and how much??

Blue Maverick said:
You can’t tell us that story and not elaborate on how they fell out ha ha
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When we reached locks and needed to tie off. Silly old sods just couldn’t coordinate stepping off the boat with landing on the bank. In your mid 70s you don’t bounce back up like you do as a young’un. Both were white as ghosts when it happened. Arms and elbows ballooned. They are still black and blue now.
Ended up with me doing it on my own with the skipper holding the boat on the throttle.
We never drank before 20.00 on any day, honest.
 
denislawsbackheel said:
When we reached locks and needed to tie off. Silly old sods just couldn’t coordinate stepping off the boat with landing on the bank. In your mid 70s you don’t bounce back up like you do as a young’un. Both were white as ghosts when it happened. Arms and elbows ballooned. They are still black and blue now.
Ended up with me doing it on my own with the skipper holding the boat on the throttle.
We never drank before 20.00 on any day, honest.
Click to expand...
Ha ha, blokes never grow up, no wonder women live longer.
 
this forum is very different to pistonheads. theyd all be telling you how they are millionaires by now
 
After 10 years of retirement my advice is if possible manage a step down retirement e,g go part time or get a couple of small very different jobs that you can easily ditch. Get rid of any debt if possible.
I was panicky that my nest egg would dry up too soon. I found I didn't spend anywhere near as much as I thought and I am very fortunate in being healthy and active.
 
I wrote on this a while back. When I took early retirement I had six years until I could draw the state pension. I took my navy pension early, which was enough to pay the bills, food, football and a few nights out. I was mortgage free. My savings paid for holidays etcetera. I've not regretted it for one minute. Almost three months abroad every year, no travel and work stress, the freedom to do whatever I want everyday. This financial crisis has hit me as hard as everyone but hopefully it will pass soon. On the plus side I had some good news. I anticipated I wouldn't get a full state pension due to being contracted out for a number of years. I was pleasantly surprised to find out I will get the maximum. Happy days.
 
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