Savings

[DTKOAG]

Coventry BS offer very good isas and normal savings accounts

 

[Kirkstall Blue]

What rate are Yorkshire BS offering?

At the moment 4.60%

Access Saver Issue 2

4.60% Gross per year/AER variable

Withdraw as often as you want Close with no loss of interest

Open from £1 Interest is paid once a year Apply online only

 

[Kirkstall Blue]

Coventry BS offer very good isas and normal savings accounts

Loyalty Mortgage Saver​

Rate
6.00%
AER/Gross p.a.
(Variable)

Apply online

Registered for online services?​

Login and apply

Access​

Yes - Restricted
Get access to your money with an interest charge equal to 30 calendar days interest on the amount withdrawn.

Interest paid​

Annually

Deposits​

£1-£1,000

 

[discopop]

Yeah that's the thing I don't know how much I'd trust them as the middle man. They say it's held in a bank which is FSCS protected but you won't know an account number or have any evidence it's there. I'm sure it would be fine but I wouldn't risk it.

Well he was recommending it again this morning on TV I’m pretty sure Martin wouldn’t risk his rep on a dodgy investment platform.

 

[levets]

At the moment 4.60%

Access Saver Issue 2

4.60% Gross per year/AER variable

Withdraw as often as you want Close with no loss of interest

Open from £1 Interest is paid once a year Apply online only

That’s very good. Instant Access with Nationwide is just 2.05%. I’ve got mine in a 1 yr Triple Access paying 4.10%. Is there a limit on amount you can deposit on your account?

 

[Kirkstall Blue]

That’s very good. Instant Access with Nationwide is just 2.05%. I’ve got mine in a 1 yr Triple Access paying 4.10%. Is there a limit on amount you can deposit on your account?

To open this account you must be:​

• a UK resident
• at least 16 years old

How much can I save?​

You can save from £1 to £500,000.

Can it be a joint account?​

Yes.

How do I open this account?​

You can open it online.

Can I open more than one?​

No.

How can I manage my account?​

You can manage your account online or on our mobile app.

Can I withdraw money?​

Yes, you can withdraw money as often as you want.

For security reasons, you cannot withdraw money for the first 14 days after you open the account.

If you make a withdrawal using CHAPS, there will be a fee.

To keep your account open, you need at least £1 in your account.

You can close your account at any time

———————————
It doesn’t state the limit you can open an account with, it does say the IR will drop to 4.35% on the 10th of December 24
That will be true of all accounts unless it’s a fixed rate account I think we are going to open this one.

 

[Kirkstall Blue]

What would the estimated balance be after 12 months based on a £1,000 deposit?​

£1,046

We have based this on:

• the deposit added the day you opened the account
• the interest rate staying at 4.60% gross per year/AER variable
• no money being taken out
• no extra money added in.

 

[bluemick1]

Monument bank easy access savings account 4.81% interest rate
Or 5.01% in a 60 day notice account.

Or DF capital (a Manchester bank) who help local charities/communities are at 5.11% but 90 day notice account.

All FSCS protected

 

[denislawsbackheel]

Atom bank 1 year fix 4.8%

 

[bluemick1]

Or Trading 212 cash ISA still at 5.17% interest.
£20,000 max
FSCS protected