The FOC thread.

paulchapo said:
The amount of vitriol directed at people drawing the state pension is at one shocking and depressing. People deal with the hand they are dealt. Governments make the decisions that affect us all and we just have to go with them and that includes anybody drawing the state pension.
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Look after our ageing population they say, however if those people have made good provisions for themselves and paid their stamp all their working lives, suddenly they are the problem, imagine if they hadn’t made their provisions we woukd be in an even worse mess.
 
Blue Maverick said:
Look after our ageing population they say, however if those people have made good provisions for themselves and paid their stamp all their working lives, suddenly they are the problem, imagine if they hadn’t made their provisions we woukd be in an even worse mess.
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Exactly, its baffling. I don't ever remember everyone piling on pensioners a few years ago. Pensioners didn't suddenly pop up as a pensioner. They were young people once working and dealing with life as best they could. Most knew that when they reached state pension age if they had enough national insurance contributions they'd get a state pension. That was the deal. They were also repeatedly told by governments and financial experts it wouldn't be enough to live comfortably on and to take out a private pension to supplement it.
At just under £12,000 a year its not exactly life changing money is it? Most people knew that so saved, had a private pension etcetera to ensure they could have a decent lifestyle and not scrimp and scrape for their final years. Now they're all a bunch of selfish cunts. As i said, baffling. Everybody is at the whim of governments decisions pensioner's included. People should get on their case if you're not happy about those decisions.
 
paulchapo said:
Exactly, its baffling.
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I'm not sure it is baffling. The young are being educated that they are perennial victims, that they should be rewarded because of who they are, not what they do. At the same time they are reaping the rewards of irresponsible policies of consecutive governments and doubling down with unsustainable economic ideals of their own. In some respects I feel sorry for them, but I fully expect the assault on old people to intensify once the 16 year olds hit the ballot box.
 
paulchapo said:
The amount of vitriol directed at people drawing the state pension is at one shocking and depressing. People deal with the hand they are dealt. Governments make the decisions that affect us all and we just have to go with them and that includes anybody drawing the state pension.
Click to expand...

If only I wasted my money in the late 60's and 70's drinking lattes through a straw buying phones for a grand and flying off to foreign holidays ;-)
 
mexico1970 said:
If only I wasted my money in the late 60's and 70's drinking lattes through a straw buying phones for a grand and flying off to foreign holidays ;-)
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Ha ha. Well i guess we all spunked loads of money too, i know i did. Pubs, clubs, taxi's, takeaways, curry houses, following City. That's what being young was and is about. I didn't buy my own house until I was 35 when i realised i better grow up and start sorting my life out before time passed me by. I remember sitting in it on my first day thinking, "What the fuck have I done??" For a while i was skint as the deposit and fees had wiped out my savings and it seemed i had bills coming at me from everywhere. Things settled down and obviously once the mortgage was paid off it was happy days.
I do feel sorry for young people today because wages haven't kept pace with inflation and rents, house prices etcetera. Sure its tough now but i remember feeling it was tough too when I was their age.
 
paulchapo said:
Ha ha. Well i guess we all spunked loads of money too, i know i did. Pubs, clubs, taxi's, takeaways, curry houses, following City. That's what being young was and is about. I didn't buy my own house until I was 35 when i realised i better grow up and start sorting my life out before time passed me by. I remember sitting in it on my first day thinking, "What the fuck have I done??" For a while i was skint as the deposit and fees had wiped out my savings and it seemed i had bills coming at me from everywhere. Things settled down and obviously once the mortgage was paid off it was happy days.
I do feel sorry for young people today because wages haven't kept pace with inflation and rents, house prices etcetera. Sure its tough now but i remember feeling it was tough too when I was their age.
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Most people bought houses together too back then, modern relationships seem to be a bit fleeting these days so getting a mortgage with a prospective damp patch or a tinder swipe fail isn't the best option.

All of my children own their own houses and put away for retirement, it's partly fortunate but partly because I taught them the value of money and not expecting everyone else to do it for them.

The politics of envy is a disgusting trait to have.
 
paulchapo said:
Exactly, its baffling. I don't ever remember everyone piling on pensioners a few years ago. Pensioners didn't suddenly pop up as a pensioner. They were young people once working and dealing with life as best they could. Most knew that when they reached state pension age if they had enough national insurance contributions they'd get a state pension. That was the deal. They were also repeatedly told by governments and financial experts it wouldn't be enough to live comfortably on and to take out a private pension to supplement it.
At just under £12,000 a year its not exactly life changing money is it? Most people knew that so saved, had a private pension etcetera to ensure they could have a decent lifestyle and not scrimp and scrape for their final years. Now they're all a bunch of selfish cunts. As i said, baffling. Everybody is at the whim of governments decisions pensioner's included. People should get on their case if you're not happy about those decisions.
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People are being drip-fed divisive, toxic, culture wars crap. Prodding self-interest and mistrust and envy of your fellow citizen.
 
mexico1970 said:
Most people bought houses together too back then, modern relationships seem to be a bit fleeting these days so getting a mortgage with a prospective damp patch or a tinder swipe fail isn't the best option.

All of my children own their own houses and put away for retirement, it's partly fortunate but partly because I taught them the value of money and not expecting everyone else to do it for them.

The politics of envy is a disgusting trait to have.
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That’s one of the reason I reckon for the lack of housing, how many women lived on their own, usually they stayed at home until they got married, now they as well as men live alone by the millions, if marriages didn’t break up so much there’d be millions of spare houses.
 
Blue Maverick said:
That’s one of the reason I reckon for the lack of housing, how many women lived on their own, usually they stayed at home until they got married, now they as well as men live alone by the millions, if marriages didn’t break up so much there’d be millions of spare houses.
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Houses for everyone then invite more people over here to live in them, nobody would have to share in this selfish society ;-)

michael-robbins-doris-hare-anna-karen-on-the-buses-1971-2J64ECM.jpg
 
Dave Ewing's Back 'eader said:
HMRC robbed me blind for over four decades. The DWP are just giving me back my own money!
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I dislike DWP. I know folk who worked there, infact it's not a bad job, decent salary, pensions, conditions. I know it isn't the staff per se who make the decisions, those are all shaped by 12 year old policy makers in central government ( Whitehall) who have no idea of the realities of life.
 
Blue Maverick said:
That’s one of the reason I reckon for the lack of housing, how many women lived on their own, usually they stayed at home until they got married, now they as well as men live alone by the millions, if marriages didn’t break up so much there’d be millions of spare houses.
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Or, if people didn’t buy second homes, and leave them empty for ten months+ of the year.
 
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