UK State Pension

halfmist said:
That is a Capitalist Society for you. A few get rich purely on luck some inherit it the most however are rich because they have a unique talent, work hard and it is the reward for taking risks others in Society are not prepared to take. If you take away risk and reward there is no growth in Society and no money to fund public services.
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Unique talent and work hard?

Poor people obviously don't work hard, motivated I would give you, unique talent not so much.

Life in terms of wealth is about luck and motivation. And if you think motivation is something your born with then it's all.luck I guess.
 
hilts said:
So in reaction to someone who claims the wealthiest pensioners are hard done by you feel that can only be proved wrong by claiming the state pension was just for the very basics for a coupe of years.
Anyone who gets any more than that are swanning around on a cruise and living in Marbella.
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No. That literally was the point of the state pension when it was introduced. It's now to give a basic standard of living.

A subsistence lifestyle.

People who can afford to do that obviously have other sources of income or considerable wealth.

Most pensioners are not reliant on SP only.

For pensioners who are, there's pension credit.
 
Mr Kobayashi said:
No. That literally was the point of the state pension when it was introduced. It's now to give a basic standard of living.

A subsistence lifestyle.

People who can afford to do that obviously have other sources of income or considerable wealth.

Most pensioners are not reliant on SP only.

For pensioners who are, there's pension credit.
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Yes a very basic standard of living, it's 2025 what something was designed for decades ago is irrelevant. If a company is paying someone an additional pension I'm not sure how that isn't a good thing, slightly better off or wealthy pensioners pay tax and spend money. I'm not sure why that's not a good thing rather than something to be overly envious about.
 
hilts said:
Yes a very basic standard of living, it's 2025 what something was designed for decades ago is irrelevant. If a company is paying someone an additional pension I'm not sure how that isn't a good thing, slightly better off or wealthy pensioners pay tax and spend money. I'm not sure why that's not a good thing rather than something to be overly envious about.
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Who is envious about it? You seem to be putting words in people's mouths and assuming things.

There's nothing bad about people getting good pensions through their company or occupational public sector pension. They've earned it and their unions fought hard for it.

What is wrong is people assuming that they have a right to a higher standard of living and that it should come by giving them a more generous state pension.
 
Mr Kobayashi said:
No. That literally was the point of the state pension when it was introduced. It's now to give a basic standard of living.

A subsistence lifestyle.

People who can afford to do that obviously have other sources of income or considerable wealth.

Most pensioners are not reliant on SP only.

For pensioners who are, there's pension credit.
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Seniors on a State Pension worth more than £218 a week can't claim Pension Credit pension, those born after 1951 get a full pension of around £221 a week, you try living on that, and as I mentioned previously a lot of people had no access to private pensions, it was many years before I could join a pension scheme. There's not a prayer life would be worth living trying to survive on that kind of money.
 
Maybe the wrong thread but old workplace pensions dotted around the place.

Any recommendations as to combining them under one plan like pension bee or a similar service or should I seek financial advice?
 
hammocity said:
Yep second hand, buy cheap buy twice, what about a boiler as the poster said, you'd be hard pressed to get a new one fitted for less than £1500.
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energysavinggenie.co.uk

Do Pensioners Qualify For Boiler Heating And Insulation Grants | Free UK Energy Grants & Warm Homes Funding

Pensioners may qualify for heating, boiler or insulation support depending on their home and circumstances. Check what may be available with our free Grant Checker.
energysavinggenie.co.uk energysavinggenie.co.uk

Re-furbished. I'm currently listening to my washing machine purring away. It cost £99 fitted and old one removed six years ago.
 
blueinsa said:
Maybe the wrong thread but old workplace pensions dotted around the place.

Any recommendations as to combining them under one plan like pension bee or a similar service or should I seek financial advice?
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Depends on the type, if you've got any defined benefit pots over £30k it'll cost you about £3k to get advice from a recognised Financial Advisor. If they're Defined Contribution pots it will be a lot more straight forward, don't bother with Pension Bee, just see an Independent FA, they'll give you a far more personal service, I know a very good one, he's never lost a client or had to use his indemnity insurance, commenced his business on the 11th September 2001 which wasn't the best day to start trading. PM if you want his contact details.
 
stonerblue said:
If you cite the cost of replacing white goods as a reason to raise the state pension then the price is relevant.
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My point is millions of pensioners in this country are simply surviving not living and it just takes something that they need to be replaced and they are in the shit. I cited white goods as being a consumable that is a possibility of needing replacement, but it could be anything

For those who have no other income, they need a serious uplift
 
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