What's in your wallet!

[denislawsbackheel]

1 debit card
2 credit cards
1 Waitrose card
1 Ikea card
1 B&Q card
1 John Lewis card
Driving licence
rail card
Bus Pass
Library card
Virgin lounge card
Boots Card
Nectar card

1 £10 note

I also have a travel wallet with

1 Clarity credit card
1 Monzo prepaid card
1 Starling bank prepaid card
1 EHIC Card
1 French bank card
1 French Ikea Card
€200

 

[Chippy_boy]

Where is the link between shoes and a wallet?

I have pockets for my money. Never lost any large amounts but heard loads who have lost a wallet with cash, cards, pictures and whatever they carry.

Always amuses me watching someone who has had a few fumble around in their wallet.

The link is abjectly poor people mate. I was only joking!

 

[Chippy_boy]

1 debit card
2 credit cards
1 Waitrose card
1 Ikea card
1 B&Q card
1 John Lewis card
Driving licence
rail card
Bus Pass
Library card
1 £10 note

I also have a travel wallet with

1 Clarity credit card
1 Monzo prepaid card
1 Starling bank prepaid card
1 EHIC Card
1 French bank card
1 French Ikea Card
€200

That's a lot of detail there. What are the card numbers?

 

[denislawsbackheel]

How much interest do you pay?

Nobody does if they pay off the balance monthly.

 

[mayo31]

1 debit card
2 credit cards
1 Waitrose card
1 Ikea card
1 B&Q card
1 John Lewis card
Driving licence
rail card
Bus Pass
Library card
1 £10 note

I also have a travel wallet with

1 Clarity credit card
1 Monzo prepaid card
1 Starling bank prepaid card
1 EHIC Card
1 French bank card
1 French Ikea Card
€200

To me you just carting stuff for the sake of it.

 

[dickie davies]

How much interest do you pay?

Is this why you don't have one, because you believe that you have to pay interest on any purchases made on the card?

 

[denislawsbackheel]

To me you just carting stuff for the sake of it.

I really don’t give a fuck what you think chum but

I have used 5 of the Cards in my regular wallet today.

I only carry my travel wallet when travelling.

Are you some sort of cash only throw back?

 

[Rolee]

Is this why you don't have one, because you believe that you have to pay interest on any purchases made on the card?

No, I don't have one in case I find myself in a position where I can't make repayments on time.

The only loan I've ever had is my mortgage.

 

[denislawsbackheel]

You set up a direct debit to pay off monthly then use it for all your regular purchases.
You then benefit from whatever perks the card is offering at no cost to you.

Please tell me you NEVER use a debit card on line!
You risk having your bank account emptied if you do.

By the way, if you check your credit rating I think you’ll be surprised that it is not as good as it could be.

Managing credit well is a great way to ensure you have a good credit rating.

 

[Rolee]

You set up a direct debit to pay off monthly then use it for all your regular purchases.
You then benefit from whatever perks the card is offering at no cost to you.

Please tell me you NEVER use a debit card on line!
You risk having your bank account emptied if you do.

By the way, if you check your credit rating I think you’ll be surprised that it is not as good as it could be.

Managing credit well is a great way to ensure you have a good credit rating.

I don't shop online.

I don't care for credit rating as I don't intend on ever getting a loan. If I can't afford something I want then I save until I can afford it.