Cost of living crisis - how are you all doing?

The Northern Baptist

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Joined
26 Jul 2009
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Location
Salford
How is everyone managing with the rising costs of living? I know there are a few threads on the forum about energy bills and mortgage rates, how has the cumulative effect of these impacted your lifestyle?

On the other hand, I am reading that holiday bookings are at record levels, there appears to be no slow down in hospitality sector when I am in town and I am getting a general sense from my social circle that this hasn’t fully bitten yet?
 
How is everyone managing with the rising costs of living? I know there are a few threads on the forum about energy bills and mortgage rates, how has the cumulative effect of these impacted your lifestyle?

On the other hand, I am reading that holiday bookings are at record levels, there appears to be no slow down in hospitality sector when I am in town and I am getting a general sense from my social circle that this hasn’t fully bitten yet?

Will happen in waves as more people renew fixed mortgage deals and lose more disposable income. Building work still busy, it's when that grinds to a halt you start worrying.
 
Must admit food inflation and utility bills are annoying but with no debt I am not badly affected.
 
How is everyone managing with the rising costs of living? I know there are a few threads on the forum about energy bills and mortgage rates, how has the cumulative effect of these impacted your lifestyle?

On the other hand, I am reading that holiday bookings are at record levels, there appears to be no slow down in hospitality sector when I am in town and I am getting a general sense from my social circle that this hasn’t fully bitten yet?
Being older and pretty much self sufficient we're ok in our house. Saying that, we do fuck all and go nowhere..
 
No mortgage, debts and although electricity is through the roof, I think we are paying 120 quid a month compared to 35 a month for gas, as I'm slightly ill and at home a lot the heating is needed so it's been on as and when.

Apart from the odd online vinyl purchase which I hate doing, not allowed out at the mo as my immune system is a bit fucked, my work are still paying me so money is coming in. Missus works full time as well.

Food has sky rocketed I've noticed. Always try and use the local butcher, farm shop etc etc and are still doing this, I send the missus, but prices are a lot higher. They have rising costs as well I suppose.

As far as supermarkets? No idea. Never went in them before so I have nothing to compare them to. The missus on the other hand...

Edited because of the dog. His costs have gone up...he eats from a place called Butternut box which is freshly prepared dog food humans can eat. The ponce. No contribution to the household income. Take, take, take...bloody spaniel.
 
Soldiering on mate, at my age your needs are less anyway.

Switched to shopping at Aldi instead of Tesco, do Iceland on a Tuesday for 10% pensioner discount but the heating is on as I refuse to be cold.

Used to do two or three cruises a year now down to just the one.
 
The spine of the Nation,the key workers,those that were being clapped from the rafters only a couple of years ago......are being shat on from an enormous height while the rich look after themselves and exist in an alternative reality.

This fucking shithole of a country is definitely no longer 'Great' - we are having our pants pulled down to some fucking tune.
 
It's the energy companies creating huge profits that I'm angry about. They own most of the car charging stations now as well. We can't pay anymore tax as that would eat into our R&R budget. Horse shit.

The way the government sets the price for energy is also annoying. You can have 95% wind etc generating power but if the last 5% is coal fired or gas burning for electricity that's the price that is set. It's madness.
 
We alright, the wife back to work part time after 2 years on maternity before it started to bite and as she gets paid well we not felt it. Been told i get a 12% pay rise in April. Last 18 months is the 1st time in a while I started to look at prices. Up to them I couldn't tell you what my weekly shop cost, how much my energy bills where.
 
It's the energy companies creating huge profits that I'm angry about. They own most of the car charging stations now as well. We can't pay anymore tax as that would eat into our R&R budget. Horse shit.

The way the government sets the price for energy is also annoying. You can have 95% wind etc generating power but if the last 5% is coal fired or gas burning for electricity that's the price that is set. It's madness.
And Offgem is about as useful as a chocolate fire guard, should be held to account and fucking disbanded
 
The spine of the Nation,the key workers,those that were being clapped from the rafters only a couple of years ago......are being shat on from an enormous height while the rich look after themselves and exist in an alternative reality.

This fucking shithole of a country is definitely no longer 'Great' - we are having our pants pulled down to some fucking tune.
Not sure where you are seeing this. The pubs, bars, restaurants etc all seem to be very busy where I live. Don’t know anyone who is truly suffering
 
My lad lost his PE kit and backpack. The Mrs went to the approved shop today to buy him a new shorts and T-Shirt set with the school emblem embroidered on.
£20 for the polo and £18 for some polyester shorts.
Fucking scandalous I could have gone to Primark and got them for £5.00 each.
I thought they were doing away with this compulsory uniform shit.
Me and the Mrs both work imagine your a single mother having to fork out £38. They are going hungry.
The fucker who owns this uniform shop must be laughing his head off being allowed to charge these prices for shit quality clothes just because they have a schools badge on.
 
I'm fine. My flat is tiny so I've never had a big fuel bill. Plus I'm at my partner's at weekend. My landlord (Chinese, pretty sure he doesn't live in the UK. The apartments are new build and from Chinese investors,) hasn't increased my rent since I moved here in 2019, so that helps too.
I partially retired a few months back (just work 2 days a week now) so the barmy thing is my occupational pension will go up more, percentage wise, than my salary in April.

I really feel for those in their 30s and 40s working full time and with mortgages.
 

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