Cost of living crisis - how are you all doing?

Mr Kobayashi said:
You seem a tad obsessed. Perhaps it wasn't actually personal, I just appreciated the irony pointed out by Scotty.
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What ever he posted you would have liked. I have been amused in the past that you have given likes in the Politics thread without reading them properly and then been pulled up for it.
Can I give you a bit of free advice. If you’re not happy with your lot do something about it . Don’t blame your woes on others who see life a bit different to you.
There is nothing more unattractive to a partner, what ever your sexual orientation ,than somebody constantly going on about woe is me and blaming everyone else for what’s wrong in the World.
Live your own life and not some one else’s.
 
MCFC Wirral said:
A tin of Beanz was £1.40 today. I rarely eat them but that was a real shock.
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I remember a tin of Plum Tomatoes at 19p not so long ago and I used to think how do they make them for that.
Now they are a similar price to a tin of beans.
 
halfmist said:
What ever he posted you would have liked. I have been amused in the past that you have given likes in the Politics thread without reading them properly and then been pulled up for it.
Can I give you a bit of free advice. If you’re not happy with your lot do something about it . Don’t blame your woes on others who see life a bit different to you.
There is nothing more unattractive to a partner, what ever your sexual orientation ,than somebody constantly going on about woe is me and blaming everyone else for what’s wrong in the World.
Live your own life and not some one else’s.
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Bloody hell talk about projection.
 
halfmist said:
I remember a tin of Plum Tomatoes at 19p not so long ago and I used to think how do they make them for that.
Now they are a similar price to a tin of beans.
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My mum cooked everything from scratch and there were always tins of tomatoes when I helped her shop. Seem to recall them being pennies.

Surely restaurants and pubs will begin to suffer? The last thing people can afford to do.
 
MCFC Wirral said:
My mum cooked everything from scratch and there were always tins of tomatoes when I helped her shop. Seem to recall them being pennies.

Surely restaurants and pubs will begin to suffer? The last thing people can afford to do.
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You only need to walk around any Town Centre and the only bags seen are the Primark ones.
 
halfmist said:
For some strange reason I actually quite like you.
You are one of them I cannot quite work out am I laughing at you, or with you.
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I'm guessing you have been in the pub, can I suggest that you watch the rags if you need some comedic entertainment.
 
Mr Kobayashi said:
I'm guessing you have been in the pub, can I suggest that you watch the rags if you need some comedic entertainment.
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That’s very good Mr K. No not at the pub this evening. What was funny though was I was sat with my Mrs in the Drawing Room, honestly, we do have one, in front of the log fire. She suddenly blurted out we do have a good life don’t we.
If she is happy with her life that will do for me.
I genuinely hope you and your other half if you have one, feel the same.
Stay positive it’s good for your heath.
 
halfmist said:
That’s very good Mr K. No not at the pub this evening. What was funny though was I was sat with my Mrs in the Drawing Room, honestly, we do have one, in front of the log fire. She suddenly blurted out we do have a good life don’t we.
If she is happy with her life that will do for me.
I genuinely hope you and your other half if you have one, feel the same.
Stay positive it’s good for your heath.
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I'm in a bit of a pickle. Mortgage is about to go up by around 230 a month. I had a mortgage in Manchester which was 330 a month and only had 8 years left on it. Moved to Somerset and took a 22 year mortgage at £730 a month, as I thought that it would be a better life compared to Newton Heath. It was financial suicide. The next few years are going to be a real struggle for me.
I am contemplating coming back north. I have some equity in my house, could get a cheaper mortgage and pay my car loan off. I really do not want to move back north (just yet). But, it does not make any sense being down here, when all my mates and family are up north and not having a penny to do anything.
It's absolutely soul destroying and starting to drag me down. I just don't know why to do.
 
Nightmare Walking said:
I'm in a bit of a pickle. Mortgage is about to go up by around 230 a month. I had a mortgage in Manchester which was 330 a month and only had 8 years left on it. Moved to Somerset and took a 22 year mortgage at £730 a month, as I thought that it would be a better life compared to Newton Heath. It was financial suicide. The next few years are going to be a real struggle for me.
I am contemplating coming back north. I have some equity in my house, could get a cheaper mortgage and pay my car loan off. I really do not want to move back north (just yet). But, it does not make any sense being down here, when all my mates and family are up north and not having a penny to do anything.
It's absolutely soul destroying and starting to drag me down. I just don't know why to do.
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Is North Wales still cheap ? I used to like it there, Motorway and train to Manchester as well. Maybe an option ?
 
Nightmare Walking said:
I'm in a bit of a pickle. Mortgage is about to go up by around 230 a month. I had a mortgage in Manchester which was 330 a month and only had 8 years left on it. Moved to Somerset and took a 22 year mortgage at £730 a month, as I thought that it would be a better life compared to Newton Heath. It was financial suicide. The next few years are going to be a real struggle for me.
I am contemplating coming back north. I have some equity in my house, could get a cheaper mortgage and pay my car loan off. I really do not want to move back north (just yet). But, it does not make any sense being down here, when all my mates and family are up north and not having a penny to do anything.
It's absolutely soul destroying and starting to drag me down. I just don't know why to do.
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Live within your means, why would you want a huge mortgage the obvious solution is downside and feel the stress disappear
 
city2 said:
Live within your means, why would you want a huge mortgage the obvious solution is downside and feel the stress disappear
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The interest rate rise has been huge and quick. Guess he’s one of the unlucky ones to have timed his upsizing incorrectly.

Downsizing will ease his pain, but won’t make him feel better. The map he had for the next stage of his life needs to be changed and that’s upsetting for anyone.
 
Nightmare Walking said:
I'm in a bit of a pickle. Mortgage is about to go up by around 230 a month. I had a mortgage in Manchester which was 330 a month and only had 8 years left on it. Moved to Somerset and took a 22 year mortgage at £730 a month, as I thought that it would be a better life compared to Newton Heath. It was financial suicide. The next few years are going to be a real struggle for me.
I am contemplating coming back north. I have some equity in my house, could get a cheaper mortgage and pay my car loan off. I really do not want to move back north (just yet). But, it does not make any sense being down here, when all my mates and family are up north and not having a penny to do anything.
It's absolutely soul destroying and starting to drag me down. I just don't know why to do.
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Wow that's tough. I don't want to make light of your situation but given your post your username did make me chuckle.

I'm slightly confused as to why you moved to Somerset when all your family and friends are here. I know you said a better life but unless you're married or have a partner with you is it better if you have no friends and family down there?

I'm not sure when you made the move but if recently it was insanity. After the money spunked during lockdowns it was obvious a huge financial price was going to have to be paid. As you only had a low mortgage and were a few years from paying it off, would it not have been better going all out to do that and then move, using the capital from any house sale?

Hindsight is a wonderful thing though. I wish you good luck, I hope things pan out for you.
 
city2 said:
Live within your means, why would you want a huge mortgage the obvious solution is downside and feel the stress disappear
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Did you even read his post? Fuck me, he's not living a champagne lifestyle, he's chose a place to live where unfortunately the costs have caught up and he's gotta make a big life decision to go back to where he was. That shouldn't be something to casigate, it should be something to admire and be admired for trying.
 
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