Fore a start, they should stop offering degree courses on medieval basket-weaving, and run only what they can afford. I don't think it's a great move to be educating Chinese en masse, in our top universities, given they are internationally the biggest threat to our long term wealth.I think Australia (or parts of) introduced a rule whereby if universities wanted to increase the number of international students they bring in, they also had to provide the equivalent number of accommodation spaces to house them. I feel like that'd be a good move, not just for international students, but for students in general. But then universities are underfunded to fuck in the UK these days, and increasingly relying on fee-paying international students to subsidize things, so it's not exactly an easy solution.
That's a really sweeping discriminatory statement. Where is your evidence for such an unpleasant statement? Truth is you don't have any.Get a full time job instead?
You can put money in pensions you know.
Why do landlords need special pleading? The majority are selfish and entitled cunts.
Yeah, I struggle to have a lot of sympathy for someone buying a second, third or fourth property they can't really afford, and then expecting people much poorer than them to pay off the mortgage.
What if you were daft enough to only start saving in a pension until you had to?What if you got a full time job and your company hasn’t offered pensions till there had to and the type of work will never get a good pension
What if that person can graft do overtime to get into a position to do that , defo a **** really
Or should people like me just work till we dead
That's a really sweeping discriminatory statement. Where is your evidence for such an unpleasant statement? Truth is you don't have any.
PIP “rental allowance” you say?A friend of mine had 4 houses she rented out, she's now has two apartments in Lytham. The reason being non payment, causing damage to the properties and stealing a boiler, it was too stressful. Some of her renters were on benefit's, they were the worse because they got their PIP/Universal Credit payments which included rent allowance but "forgot" to pay their rent.
Before anyone pulls me up I know I've used a tautology.
It's not discrimination it's purely financial, she was in danger of going broke, most Landlords have finance to pay on properties with hopefully a profit at the end of the year. If some renters are likely to default it's a business decision not to take them on.
That's just not true. We've discussed this before, if a home is rented it doesnt create a shortfall in housing. You must try and not judge whole sections of the economy based on your own politics of envy.The fact that they are hoarding assets and do very little work?
Yes, it's much worse than people creating huge social problems due to lack of available housing and then spending the majority of their time on the golf course.
No landlord is poverty stricken as if there are , there doing a bad job and shouldn’t be renting homes out
I put money into a private one
Most landlords are far from scum or greedy most just want a bit of pension money
Can I ask what do you do as a job /or did
That's just not true. We've discussed this before, if a home is rented it doesnt create a shortfall in housing. You must try and not judge whole sections of the economy based on your own politics of envy.
No landlord is poverty stricken as if there are , there doing a bad job and shouldn’t be renting homes out
I put money into a private one
Most landlords are far from scum or greedy most just want a bit of pension money
Can I ask what do you do as a job /or did
Absolutely, but that doesn't mean that the way they're going about it isn't harmful when repeated on a huge countrywide scale. Housing is a finite resource, and an essential for people to live. We have laws against scalping and price gouging even with non-essential things like concert tickets, yet we basically allow the stockpiling of housing for profit to continue unabated. It's all well and good to ask what other option people have for retirement, but what about the people forced to rent all their life? We've got a generation of people who will end up having to retire without any property to their name to fund some extra comfort for the few who have a surplus of housing to sell for their retirement (or pass on to their kids without paying any tax on it, as almost all of the people who are arguing in favour of landlords on this thread have also been arguing for on the inheritance tax thread).Most landlords are far from scum or greedy most just want a bit of pension money
Or daft enough not to save for a house depositWhat if you were daft enough to only start saving in a pension until you had to?
I totally agree with you , my boss is minted and could quite easy up our pension contributionsI get why people would do it, it’s wealth creating wealth for people not just in the proper upper echelons.
The problem though is underlying it is people feel they need to do it for reasons like you say - to prop up their pension. If we had companies paying people what they should be and also providing pension contributions even remotely similar to what they used to, then they wouldn’t feel the need to go into things to supplement their income or pension and we wouldn’t have a housing market that young people can’t either save up enough to buy themselves as they have to spend so much on rent or mortgage themselves up the eyeballs, both of which reduce also their quality of life by giving them less disposable income elsewhere.
It’s a horrible legacy we’re passing on the next generation.
I totally agree with you , my boss is minted and could quite easy up our pension contributions
I do put money into a private pension and IsaYou can ask. But I don't have to answer.
So put the rest in a private pension then?
A mate of mine got a promotion and it’s mad what he got in terms of bonus , company car , etc , I’m bottom run of the ladder and always will be but I knew early on to save for a house and bloody graftI’m pretty high up in the org I’m in now and it’s actually made me more angry over time despite me earning more myself! The amount both in pension contributions and additional bonus payments the upper levels get is ridiculous, it’s no wonder the disparity of wealth is growing so much. It’s just not justifiable at all to me what I’m able to pay some people that work for me compared to what they get, there is no where near the difference in value that there is in salary.
I think you envy people's wealth. Price increases in rent are driven by a lack of housing. Or empty homes, second homes. Not landlords renting properties.It's not the politics of envy. I don't envy landlords. Keep up at the back.
Landlords buying up more and more housing and continually pushing the price up above wage inflation is not something to be applauded.
If landlords want to do something of benefit, buy commercial property instead.
I think part of the issue is the lack of other options for ordinary people, or at least a lack of education about them. A house is an obvious, tangible asset that people can understand. It also has that dual income of rent and the increase in value. It also doesn't really help that every other programme on the TV is encouraging people to buy a cheap house, do it up, and rent it out or sell it for a profit. Meanwhile, how many TV shows do you see about investing in the stock market, local businesses, starting your own business, setting up a pension, etc?A mate of mine got a promotion and it’s mad what he got in terms of bonus , company car , etc , I’m bottom run of the ladder and always will be but I knew early on to save for a house and bloody graft
The only bit of sense you've some out with.Fore a start, they should stop offering degree courses on medieval basket-weaving, and run only what they can afford. I don't think it's a great move to be educating Chinese en masse, in our top universities, given they are internationally the biggest threat to our long term wealth.