definitely in the more tough category
Mortgage went up a lot, plus on top of a loan and was hoping for a wage increase but that didn't happen so financially struggling - with a 1 year old and a 4 year old its been tough, parenting is also tough, the constant whinging, crying and seeing my Mrs stressed with little sleep.
Work has gone a bit stale for me, feel like I'm stuck in a position and overlooked as i approach 40, company also made a lot of redundancies - some of whom i have been close too.
with my Dad dying around this time last year it's the first year of my life i didn't renew my Hammers ST, to be honest not really missed it that much, helps we've been rubbish anyway.
Positives - health wise all good, same for my little ones - had a couple holidays this year, done some good work trips away, been to gigs with mates and kept up my running and the BM cup!