pretty sure the fa rules posted are spot on. they changed them a couple of years back, tightened the whole thing up. there are only two types of loan, emergency loans that are only sanctioned under exceptional circumstances, and season/half season loans.....in the prem, at least, fees don't come into it. this is a season long loan. birmingham have his registration and you can't transfer a registration outside of the window. birmingham have no say in the matter. otherwise the system would be open to all sorts of abuse.