car insurance advice for teenager

[C17Y CJ]

Stepson, 17 years old, has just passed his driving test and has 'J' reg fiesta so now needs to insure it.

What's the best / cheapest way of doing so? Anyone in the insurance industry or sorted things out for their children? Any help appreciated.

PS - Cheapest quote is £4300 apparently.

 

[stu the blue 85]

fuck me 4300 for j reg fiesta

 

[wrongun73]

i would have thought he'll get shafted, (pardon the pun) if its in his name, you could add him on yours, some companies will then take it into account when he eventually gets his own providing he has made no claims

 

[Prestwich_Blue]

Strictly speaking you're not supposed to do it but put the car in your name and insure him as a named driver. But do it with a company that allows him to build up his own NCD.

 

[Randomer]

Insurance for youngsters is not cheap (im 23 and mine is still pretty expensive).

My advice would be to get a Pass Plus as most companies will give large first year discounts to to those who have one (I got a 50% reduction with NU, although this was 5 years ago now).

Shop around, there are deals out there, but the long and short of it is that young drivers (espcially lads) are a very high risk and therefore command a higher premium.

 

[without a dream]

Strictly speaking you're not supposed to do it but put the car in your name and insure him as a named driver. But do it with a company that allows him to build up his own NCD.

You need to be careful with this you may have to prove that he's not the main user of the car or the insurance can be invalid.

 

[Randomer]

Strictly speaking you're not supposed to do it but put the car in your name and insure him as a named driver. But do it with a company that allows him to build up his own NCD.

Doing this is an option, but only on the current policyholder's car. If this is the Fiesta then that would be fine, however if the Fiesta is the 2nd car in the household the chances are it will be declined due to the posibility of 'Fronting'.

 

[Scottyboi]

i piad 3300 last year from my t reg fiesta im not getting insured this year fuck them!!

 

[Esteban de la Sexface]

get a moped

 

[ell]

As someone else suggested, do the pass plus course.

If I remember right my brother went down as 3rd driver.