Cashless society

paulchapo said:
Service staff, many of whom rely on tips to supplement a low wage, are the ones badly affected by not taking cash. Sure some businesses you can add a tip on your card but I often wonder how the staff get that if they don't hold cash.
Also a lot won't do that for just a coffee and cake visit. If they paid cash though they would probably throw the shrapnel into a tip bowl, which all adds up at the end of the day.
I always used cash in Tenerife as I could withdraw Euro's on my chase card free of charge with Banke Marche. The robbing bastards have now started charging me €5.50 every transaction so it's card only from now on. I do take some Euros cash to tip bar staff etcetera but it's a shame they've started doing this.
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You'd like to think that any cafe or restaurant that moves to cashless would up the wages of all staff to compensate for the lost income, how many do is another matter.
 
tweety said:
Shops, cafés, etc. that don't take cash tell you it's for your convenience, well it isn't for mine and if I'd have known about the no cash policy before I'd ordered i wouldn't have gone there.
Don't get me started about the number of Klarna stickers I saw in shop windows encouraging people to buy tat on the never never.
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People have been doing that for years, ever since values went out of the window.
 
We've got Guardiola said:
Cash is completely pointless because of inflation.

£1 put into the right place will be worth more than £1 sat in your pocket. Virtually all cash below 10p is already effectively worthless because what can you buy for less than 10p?
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Blowjob in Bolivia is 8p.

Apparently






According to my mate.
 
Centurions said:
You'd like to think that any cafe or restaurant that moves to cashless would up the wages of all staff to compensate for the lost income, how many do is another matter.
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Where do the cafes get the money from when the up staff wages ?
 
tweety said:
Shops, cafés, etc. that don't take cash tell you it's for your convenience, well it isn't for mine and if I'd have known about the no cash policy before I'd ordered i wouldn't have gone there.
Don't get me started about the number of Klarna stickers I saw in shop windows encouraging people to buy tat on the never never.
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Cash costs more to process with the bank than card payments. Going cashless saves legitimate hospitality businesses money in an environment where margins are extremely squeezed.

Of course it's harder to dodge tax with card payments, which is why so many takeaways, barbers, etc prefer cash.
 
We've got Guardiola said:
Cash is completely pointless because of inflation.

£1 put into the right place will be worth more than £1 sat in your pocket. Virtually all cash below 10p is already effectively worthless because what can you buy for less than 10p?
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That's sort of true but nobody is keeping their life savings in physical cash in a pillowcase. And if they are...frankly they are so thick they deserve to lose it.
 
tweety said:
Shops, cafés, etc. that don't take cash tell you it's for your convenience, well it isn't for mine and if I'd have known about the no cash policy before I'd ordered i wouldn't have gone there.
Don't get me started about the number of Klarna stickers I saw in shop windows encouraging people to buy tat on the never never.
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Almost everywhere will still accept cash, but it amounts to less than 10% of most cafe's payment methods. It is insignificant.

People using modern payday loan providers like Klarna for trivial purchases is alarming I agree but a totally separate thing and completely irrelevant to this thread.
 
tweety said:
Shops, cafés, etc. that don't take cash tell you it's for your convenience, well it isn't for mine and if I'd have known about the no cash policy before I'd ordered i wouldn't have gone there.
Don't get me started about the number of Klarna stickers I saw in shop windows encouraging people to buy tat on the never never.
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Genuine question - what is Klarna?
 
Mad Eyed Screamer said:
Genuine question - what is Klarna?
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It's finance on cheaper stuff basically.

You could probably get a football ticket on Klarna, instead of paying £60 for a ticket you pay say £20 over 3 months instead and if you don't follow the payments properly you pay interest.

They prey on people not following the agreements which is likely if you can't afford £60 in the first place.
 
More people are using cash now because they can budget easier, that reason alone should tell anyone that plastic is unadvisable.

Which suggests that most people don't really check that much what they are spending, when you see cash changing hands the act of giving something physical away makes you think.
 
Blue Mist said:
Where do the cafes get the money from when the up staff wages ?
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Take a wild guess?

If you're working for a small business which suddenly goes cashless your income is going to drop, you then go elsewhere and the business will struggle to find a replacement. They'll have to raise prices and/or reduce product quality to retain staff. Maybe the customers go elsewhere, maybe not. Every business will be different.
 
I beleive in choice. I don't like cash only or card only places but I use both. My barber is cash only but he does allow bank transfer. There is a bar I like near where I live is card only. Why do cash only or card only, it riles people. Give people choice and their is no mither.
 
After running up debts (quite easily) on credit cards previously we keep things cash as much as possible.

Bills come out of the account, but we put shopping, petty, petrol into jars and only ever use that day to day. I'm not being a slave to financial institutions.
 
Gorton_Tubster said:
After running up debts (quite easily) on credit cards previously we keep things cash as much as possible.

Bills come out of the account, but we put shopping, petty, petrol into jars and only ever use that day to day. I'm not being a slave to financial institutions.
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It makes you wonder what the percentage of hand to mouth minimum wage workers still use cash so they can budget properly, and people are trying to take that system away from them for no other reason that THEY don't like it, seriously what has it got to do with them?
 
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