Went very low in June 2008 when I
Realised my years of overspending
Had caught up with me and terrified
Of facing the future.A mixture of guilt
Shame and fear was very overwhelming and remember the day
Mark Hughes was appointed I had Sky on and was on phone to credit card company when it hit me like a brick I was in a mess and couldn't stop crying.Two years on and there is a light at end of the tunnel,on an IVA which ends in 56 months and have not borrowed money or gone overdrawn since Sept 2008.Have a completely different outlook on life and no longer aspire just notice the
Priceless things in my life which is my partner and 17 year old daughter who I am very proud of and they helped me get through and we all became closer.
Realised my years of overspending
Had caught up with me and terrified
Of facing the future.A mixture of guilt
Shame and fear was very overwhelming and remember the day
Mark Hughes was appointed I had Sky on and was on phone to credit card company when it hit me like a brick I was in a mess and couldn't stop crying.Two years on and there is a light at end of the tunnel,on an IVA which ends in 56 months and have not borrowed money or gone overdrawn since Sept 2008.Have a completely different outlook on life and no longer aspire just notice the
Priceless things in my life which is my partner and 17 year old daughter who I am very proud of and they helped me get through and we all became closer.