It's an approved overdraft that is being used. I very much doubt that it will be an issue. I certainly wouldn't mention to your lenders as it is not really relevant to your ability to repay and also does really constitute a material change in your circumstances which you would be required to divulge.So after a year of renting, and months of back and forth, we finally submitted our official mortgage application just after xmas, on Monday we got our offer, the house is reserved, new build due in June, finishing touches chosen, solicitors working.. my partner has confessed she is £500 overdrawn on her student bank account (approved overdraft), she was £250 overdrawn when we think they did the initial check but then her car got wrote off and in buying a new one she needed a couple of hundred that she obviously hadn't accounted for.. does anyone know if this is a massive issue? ive been told the lender will do more checks during the next few months especially around completion.. should we get this paid off or with it being approved are we okay? ive read various thoughts on the internet without any real answer.
No response to my plea for £500 yet, hmmmm I wonder if the OP is genuine. I am not a Nigerian Prince offering untold wealth, just a poor country boy down on his luck.
She should have torched the car and reported it stolen the silly cow.So after a year of renting, and months of back and forth, we finally submitted our official mortgage application just after xmas, on Monday we got our offer, the house is reserved, new build due in June, finishing touches chosen, solicitors working.. my partner has confessed she is £500 overdrawn on her student bank account (approved overdraft), she was £250 overdrawn when we think they did the initial check but then her car got wrote off and in buying a new one she needed a couple of hundred that she obviously hadn't accounted for.. does anyone know if this is a massive issue? ive been told the lender will do more checks during the next few months especially around completion.. should we get this paid off or with it being approved are we okay? ive read various thoughts on the internet without any real answer.
But no mould, wet rot, dry rot, leaky gutters or'improvements' made by previous owner's.Personal opinion, but I'd never buy a new-build. Cardboard walls and paper roofs on identikit estates.
Good luck OP!
Don't give that **** anything.haha, ill speak with him see what I can do.. have you a just giving page?
Don't give that **** anything.
A word to the wise. Do not live in your/her overdraft. Get it cleared and removed. Cut your cloth accordingly, especially in your first few years. Most importantly, never fall behind on payments. If anything, get ahead by overpaying. Even if it's only £5/10 per week.
On the main point, I'd doubt it'll be a problem unless you start getting non payment issues elsewhere.