ISA / bonds / fix rate saver etc

[MCFC Wirral]

The older generation do have money I find but things were cheaper back then. Especially property.

 

[Tuearts right boot]

The older generation do have money I find but things were cheaper back then. Especially property.

Yes...but were they, pro rata.

 

[MCFC Wirral]

Yes...but were they, pro rata.

I think house prices have shot up a bit more than inflation!

 

[denislawsbackheel]

I thought you were restricted on the amount you give away if it’s to avoid paying care fees or inheritance tax, the latter one with the 7 year rule? It’s not something I know a lot about, every day is a school day.

You are.
You didn’t clarify why you wanted to play your silly game in your hypothetical case.

 

[denislawsbackheel]

Sorry to hear that extreme. My grandma always wanted taking round supermarkets to see what the prices were like and they always horrified her, so we limited her exposure.

There were two main types of person the care home we used. Those with dementia, who didn’t know what was happening and those without, who could comprehend they were losing their dignity with double incontinence and confusion etc.

Both are horrid. The ones with dementia, the families suffered more, whereas the families with loved ones without dementia occasionally got a good visit and saw glimpses of the person they have already known.

The care costs are outrageous though. I’d have to be shown a breakdown of a carehome‘s balance sheet to ever believe that they aren’t fleecing the elderly and infirm.

I don’t know what it’s going to be like when we get to this stage, but I can’t imagine it will be in anyway better.

Get a grip.
We are managing a family member who has dementia.
Her home care costs are £2K a week now and that is not live in care.

 

[Alan Harper's Tash]

Get a grip.
We are managing a family member who has dementia.
Her home care costs are £2K a week now and that is not live in care.

Your compassion really shines through from time to time.

I wish your family member well, and will suggest that £2k a week is outrageous and that it shouldn’t cost that much.

 

[denislawsbackheel]

Then your ignorance is outstanding.
The care home we would put her in, if she was willing to go, charges just £98K year.
What you think things should cost is irrelevant.
If you want your family to have the best care it will cost an arm and a leg.
Suck it up.

 

[Alan Harper's Tash]

Then your ignorance is outstanding.

Maybe so, but it still shows your lack of empathy and compassion.

I hope you have more to give to your relative with dementia.

 

[hammocity]

You are.
You didn’t clarify why you wanted to play your silly game in your hypothetical case.

I was trying to be civil, no need to denigrate my post with that comment.

 

[Alan Harper's Tash]

I was trying to be civil, no need to denigrate my post with that comment.

Think he needs to eat a Snickers.