Talent is more than just doing skills and shooting from a long way out.
Bellingham is a much better and more experienced player than Coutinho was at the same age.
Bellingham scores more frequently than Coutinho at the same age.
At 19, Coutinho had 1 solitary cap. Bellingham has 24.
Bellingham has a better, more professional, competitive, and ambitious attitude.
Bellingham's work rate is higher than Coutinho's.
Bellingham has far better strength and stamina than Coutinho.
Bellingham is faster than Coutinho.
Bellingham runs with the ball better than Coutinho.
Bellingham's movement is better. His spacial awareness is better.
Bellingham is better defensively.
Bellingham would never have been a reject at Inter Milan.
Bellingham has limitations, sure. Is he over-priced? Yes.
But Coutinho was always massively overrated and was the epitome of "style over substance".
Bellingham is not.
I have been hesitant to back the signing of Bellingham due to the price but it's difficult to see a more complete English player becoming available in the near future.
Here are his stat lines compared to Gündogan, KDB and Coutinho.
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(ps it wouldn't let me use Coutinho vs midfielders stats only attacking midfield/wingers)