I’d like to see him in Europe for a bit more as well from a selfish perspective.
However, if Saudi give him £400 million it’ll go into maintaining at least the current lifestyle for him (doubt it’s cheap) + his whole family + potentially others in the extended fam he’d like to/or does take care of, for a long long time.
After having won every thing in football and not coming from a wealthy background, I would completely understand if he’s fine to cash-out big in place of a couple more years in Europe.
I don’t think just playing football all the time at the highest level might be the sole/most important consideration for a player at age 35 with his circumstances.
Admittedly the income stream won’t just stop after he retires either given who he is and his brand, but doubt he can demand &400 million which potentially sorts him for life, his dependents, and even further future generations. Contrast this with just a few more years at the top and the former looks more sensible.
PS: I don’t think Saudi will still give him £400m if he delays going there for a few more years, but if that’s not the case (we can’t tell though) then maybe he can stay in Europe a bit more and cash out later.