I am 70 later this year. Love playing golf, never to any great standard, but due to arthritis and back problems I can only get round with a buggy now and am a fair weather golfer too. But hey, nowt wrong with that, it gets me out for the craic with my long term golfing mates and even with a buggy it’s good exercise.Unfortunate I am 68 Sam.
The golf isn`t great. I`m still playing but last year I was playing off 14 which was my 1st handicap I got in 1983.
I`m off 18.2 now, after 25 year off single figures and it pisses me off. I`ve struggled with illness since 2010 which has cause me breathing and joint problems meaning I can only play with the use of a buggy and in the dryer and warmer months.
As lots on here have come to realise old age and the shit that comes with it can be a bit of a ****.
Keep playing as long as you can and enjoy playing great couses in great weather.
Pete
Absolutely. Great to hear you’re still playing.I am 70 later this year. Love playing golf, never to any great standard, but due to arthritis and back problems I can only get round with a buggy now and am a fair weather golfer too. But hey, nowt wrong with that, it gets me out for the craic with my long term golfing mates and even with a buggy it’s good exercise.
I signed my parents up for a water meter many years ago. My mum pays about £600 less with her meter. (My dad passed away).Yes they estimate it on a family of four I think. I'd probably use about £20 a month.
I am 70 later this year. Love playing golf, never to any great standard, but due to arthritis and back problems I can only get round with a buggy now and am a fair weather golfer too. But hey, nowt wrong with that, it gets me out for the craic with my long term golfing mates and even with a buggy it’s good exercise.
My wife just said "fucking hell, is he metered?
Ours is £28 and when there were four of us here (that includes two water draining daughters) it was never more than 40
Good luck. I hope you can achieve it. I read an article by a palliative care nurse once about people's regrets on their death bed. One of the most popular regrets is always: "I wish I hadn't worked so hard." I was lucky to work in a job I loved for most of my life but I have never regretted stopping full-time work which I did aged 58. Life really is too short.
Sex is great and everything don’t get me wrong, but I had an ace last Thursday. No sex has been better than that.I’ll share John Betjeman’s death bed regret.
He said he should have had more sex.
Good to hear you are happy fella even if it didn't quite work out as planned.I did, was aiming for 60, bad decisions and market crash around 2010 changed all that, 62 now, still working about 30 hours per week (self employed) golf twice a week and part time unpaid carer for 88 year old Dad, life has never been tougher but still here and City are kin brilliant:-)
I don't pretend to be an expert on this, but if you are looking at putting it away until you retire, then a stocks and shares ISA would be my suggestionGreat thread this, I’m after some advice please. I’ve got 15 years to go until I want to retire. That ties in with paying the mortgage off and Claiming my final salary pension.
Change of circumstances shortly means I’m going to be about £700 a month better off shortly and I want to put it towards my retirement plan but I don’t know what to do with it??
Eh?Don't worry about IR35, that's well on the back burner, was the big investigative issue before Covid struck but I think you will be well aware of that.
may not be an issue, if you can just check your total pension value v the pension lifetime allowance position. anything over the allowance can be taxed at 55% so could null any tax benefit.Great thread this, I’m after some advice please. I’ve got 15 years to go until I want to retire. That ties in with paying the mortgage off and Claiming my final salary pension.
Change of circumstances shortly means I’m going to be about £700 a month better off shortly and I want to put it towards my retirement plan but I don’t know what to do with it??
You and me both mateI work away, mostly two week trips, 12 hours a day. I get paid good money and I think I’ve got my head screwed on by saving while I’m young. I don’t want to be running my arse off when my body starts to ache every time you wake up.
Like you said, life is to short. I’ve done a fair bit of travelling already and I want to continue that on a more regular basis. The average person works far to much, I don’t want to fall for the same trap.
Finishing uni is never the end of itI’m 55, been pumping into my SIPP for a good few years pre COVID so I think I’m well catered for.
I got 2 teenagers who start university next year, once that’s out of the way I’m out of it.
I love my work I just hate the rat race with a passion.