The FTSE

  • Thread starter Thread starter worsleyweb
  • Start date Start date
Corky said:
I was saying this last July, the low risk investments with ISA, AVCs etc dropped a lot more than the higher risk one, due to the former having much more bonds.

The Guardian article is acting like it is a warning, but the horse has well and truly bolted.

forums.bluemoon-mcfc.co.uk

Savings account/money in shares. What’s the best option?

Depends what you plan to do with it? I’d more like inclined to look at a gold ETF. I don’t know if you’re familiar with ETF’s - If not, it’s an Exchange Traded Fund, so is basically like buying gold on the stock market as you would when you purchase shares. I imagine an ETF to be more convenient...
forums.bluemoon-mcfc.co.uk forums.bluemoon-mcfc.co.uk
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I think we have Truss and Kwarteng to thank for the nominally lower risk investments taking a bigger twatting than equity focused investments by crashing the bond market. I was told that as a result of this there’s currently an opportunity to buy some short term gilts that mature in the next year or two that will provide a guaranteed 8% pa yield roughly. Not sure it’s completely accurate but I’m looking into it.
 
SkyBlueFlux said:
Yep... my investments have been like Sisyphus this past year. Four times now my portfolio has spent 1-3 months roughly recovering back to where it was in March-April 22 through marginal gains just for it to plummet again.
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I wish I’d sold everything and stored it as cash when they hit their peak pre pandemic. Sadly I don’t have that prescience and there is nothing for it but to sit it out and hope I don’t need any of it.
 
journolud said:
I wish I’d sold everything and stored it as cash when they hit their peak pre pandemic. Sadly I don’t have that prescience and there is nothing for it but to sit it out and hope I don’t need any of it.
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Same. I put my cash into a nutmeg account in March 2021 so I didn't lose 'spending power' of the money and have lost a lot.
Hoping it recovers in 18 months so I break even and then I can just take it all out to buy my car.
 
journolud said:
I wish I’d sold everything and stored it as cash when they hit their peak pre pandemic. Sadly I don’t have that prescience and there is nothing for it but to sit it out and hope I don’t need any of it.
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My pension calculations are based on a 5% annual return. However, that is with all of the risk & volatility and the endless fees that are charged. You can get a guaranteed 4% return in a 12 month bond nowadays and maybe more with the latest interest rate rise. Thinking of switching it all out and have no risk, no fees and no stress at the 4% mark.
 
ganganvince said:
www.theguardian.com

Pensions: why do those retiring face ‘massive’ losses despite FTSE highs?

Retired planner was shocked to see that his Aviva pension had dropped 20% in value last year
www.theguardian.com www.theguardian.com
Interesting read
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Bit wank that really. They’re meant to be the experts.

They should be moderating the risk by ensuring the portfolio is invested across markets….bonds, cash, tracker funds (Global), precious metals, commodities… admittedly maybe should avoid govt debt until the effects of QE abate.
 
It's a market and not a machine. Prices move on an imbalance between supply and demand. Fear invites sellers and greed invites buyers. Rational thinking goes right out of the window.

Just take some time to establish what kind of world we are in and what it will become in the future. Here in Britain the population has rocketed in my lifetime and this means there is a shortage of housing and a shortage of land to build on. With these shortages there is a struggle to feed everyone. Supply and demand being what it is, a constant rise in prices is likely but it won't happen in a straight line and stock market prices will reflect this.
 
Worsleyweb said:
Will be above 8000 this year. Buy in today and a good chance getting 10 percentage return at some point in next 6 months. At worst 12. Always buy the dip.
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worsleyweb said:
I honestly believe the FTSE will end the year not far off 8000, Lets see.
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The above post was 26 October 2021 on page 178. The FTSE 100 was barely 7500 by the end of 2021.
 
Tommy_Catons_Perm said:
The above post was 26 October 2021 on page 178. The FTSE 100 was barely 7500 by the end of 2021.
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It has been above 8000 at one point since October 2001. So my point was exactly correct. Still is. I believe it will be 8000 again at some point in the next 12 months - let’s see.
 
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