I'm doing Zebra Finance, after using them for the first time this year. Quick and easy over the phone, send you out something to sign and stick your debit card details on, and then it's done. Paying £38 interest which i'm happy to do as they give me an easy opportunity of renewing my card rather than sweating on getting the money from elsewhere.
The only thing I want to know though, is can I easily ring City up and join all the cup schemes and still get the loyalty points etc? Or do they only allow you to join them when you intitially renew?