Work....who likes it.

How much do I need in the ‘pot’ to generate an income of £700pcm from aged 60?
200,000 will easily last you till your mid 80's
So many options though
Do you drawdown or take an annuity as rates are good again
Do you take the 25% tax free lump sum
And don't forget your state pension kicks in at 67, so that's around 10k a year (800 a month)
 
Sadly had to semi retire from building work to look after my elderly & blind mum, miss the crack & laughs on the building sites but being 61 my body was suffering sometimes after a long days work, I do some buying & selling to try & help pay the bills & the odd half days work here & there,
Cant access my small private pension for a couple of years & cant sell the house due to the situation we are in so its going to be a struggle for the next few years but we do live in a beautiful place in the Shropshire countryside :-)
 
I like work. My particular role has changed exponentially from what it was and I really notice being tired and stressed more particularly this year which has seen constant, relentless demand with long hard hours. Getting older at the same time as my job gets harder which doesnt help. But I still really enjoy it amd cant see me doing anything else likes a sideways move or a promotion up. Big part of your life work, has to be good or everything else is shit as much as you tell yourself otherwise.
 
I sort of retired 10 years ago, got bored, got a job as a part time postie and loved it. Today I've had a retirement due to ill health meeting. Feels a bit shit even though I've been off sick for a while. Was always clinging onto trying to get well enough to go back but in reality it's always been a pipe dream. Oh well. I'll buy some nice records with the money.
 
Used to love my job, the idea of having a career, learning and being backed to succeed.

But, certainly at our place, once you hit middle age onwards, and especially if you're not already at the big table or they can't advance you and get recognition for it or meet an in vogue cliche, then you're uninteresting to them. In return I, and I would say most of those with over a decade at the company, have become so demoralised and uninterested in our own jobs that we just do enough to keep pace with the average, rather than looking to excel. It tells in trying to organize works nights out, they've given up now but largely because nobody wanted to hang around with each other after the end of the working day, especially on our own time and money.

The level of favoruitsm for some staff is frustrating too, not particularly because others are getting the backing but because the ones getting backed are useless. One guy got a promotion last year despite being with us only 11 months and failing all of his targets, but he did organize a summer party that he and nobody else was asked to organize by the management team. But all the people he now line managers come to me and others with problems, as they know he's a) unkowledgeable and b) uninterested if it won't lead him to another promotion. If I'd wanted that kind of responsibility I'd have brown nosed my own way to a promotion! Reflects very badly on our management, if they think that kind of joker is the right hands to be taking the company forward.

I don't want to be that person and considered leaving several times, had a concrete offer on the table just last month, but two decades of service and the nice little perks keep me there. But I honestly no longer care much whether the company succeeds or fails. Pay me, I do as expected, when my working hours are up don't bother me.

I even thought of retraining completely to a different occupation a couple of years back, but it seems to cost a fortune. Still not discounting it though, I've had my fill of the smarmy corporate bandwagon I think. It's just how long I can cheerfully smile along and take their pay slips I guess.
 
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I work to live, I don't live to work.

Give me £500,000 right now and I could make it last until retirement, then sponge off the Government until I die.

Fuck y'all, pay me.
 
I had to be up at 5am
and walk to work earlier than normal to
get through the ice etc.started at 6am.

i fucking hate my job purely because of management,the bigger the **** and sick note you are in the NHS the better you are thought of, my mate became the mamager of late of my department and he promotes the biggest,most cuntish person .

I hate my job,and its effecting me seriously atm,working through covid was bad enough,but its now got worse,on a massive scale.
Could you consider changing it as when it gets that bad it’s not good for your health. Is there something that stops you?
 
Like is maybe taking it a bit far. Some aspects of my job I love, particularly those where i feel it adds value to either a project, individuals within the business or myself from a learning point of view. The problem is corporate rubbish which adds no value other than massaging the egos of the Oxbridge educated senior leadership team of chinless wonders and validating the CEOs multi million pound salary.
 

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