My dad used to say a couple of things on the subject:
1. Whether you're rich or you're poor, it's always nice to have money. This coming from a man working 3 jobs to keep the family together when we were kids.
2. You can't take it with you, but you can burn it and send it on ahead. It's no use to you when you die, so why worry?
I can now live comfortably thanks to my state and work pensions, and not forgetting money left when parents, etc, die, but help to keep my youngest daughter and granddaughter afloat thanks to the Bank of Dad. When she can work full time, I know she will try and repay me, She wants to contribute to society rather than take out. By contrast, my eldest daughter drives a Range Rover, runs a car store, and has a millionaire boyfriend. She also helps her sister out as much as I do.
They were brung up that way.
I'm also very surprised that no one has posted this classic yet: