Anyone been scammed...

Not online or phone scams but I've had three attempts at taking out a credit card in my name.
One attempt failed, the other two led to losses of around £6,000. One was covered by the credit card company and I only knew about it when I received a statement showing all the purchases; the total was reduced to zero with the word "fraud" added. The other was an inside job at the credit card company and was resolved with a couple of phone calls and some industrial language.
PS Never prove an in-house fraud problem to a financial institution as they get quite upset.
 
I got the attached so replied very politely, funnily enough I didn't get a reply back.
 

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Had this one by text yesterday, I don't drive and couldn't park a decent argument if I tried :)

scammmmmmmmm.png




The scam to the best of my knowledge is that you call the number at the top of the text message and they charge you a fortune because it's a premium line, vile bastards. (I have omitted some of the numbers for safety reasons.
I keep getting those, not that I'd call them anyway but I have a zero spend cap on my O2 sim so wouldn't be able to connect. I keep getting constant emails about my non-existent telegram account as well, not that I know what that is.
 

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