Not necessarily different levels of loyalty. In many cases it’s just different levels of income.
Between me and my mates we range between around 12-18000. We’re all around the same age, all been Blues since kids, those of us on around 18000 aren’t any more loyal than those on 12000. We’ve just been able to afford to go to more games over the years than the others.
Then there are people like my Father who has probably been to double the amount of games than I have in his life, yet he’s on 9000 points. I’m not more loyal than my Father despite having double the amount of points. He gave up his seasoncard earlier this decade and now just goes to Cup games due to cost. But he was going for decades before I was.
If the points come down low enough, I’m going to go to Norwich away. But I’m no more deserving of that ticket than my Father is just because he has fewer points than me.
I know groups of people who share seasoncards. The points are only allocated to two names yet are shared between a group of 3 of my mates in one situation and a family of 6 (4 brothers and their Mam+Dad) in another situation. They use that was of going because it’s more affordable. They’ve all been going to City in that way for years. None of them are more loyal than I am just because I’m on a middling amount of points and one of those brothers doesn’t even have a supporter number and has 0 points yet still goes to 6-10 games a season because that’s what they can afford between them.