(Buckle up) Recession for more than a year

[bluethrunthru]

meanwhile on planet Canary Wharf

 

[BlueHammer85]

meanwhile on planet Canary Wharf

aside from the bloke saying should give up 'netflix and sky etc' , majority of those answers are pretty fair and genuine

 

[Mr Kobayashi]

meanwhile on planet Canary Wharf

I didn't realise Philomena Cunk worked in the city.

 

[joe123]

aside from the bloke saying should give up 'netflix and sky etc' , majority of those answers are pretty fair and genuine

Yeah, I was expected to be annoyed by a load of wankers spouting nonsense, but seemed pretty reasonable in the end.

 

[Elbow beards]

meanwhile on planet Canary Wharf

To be fair if you live in London you most probably need 80k to live.

 

[bluethrunthru]

To be fair if you live in London you most probably need 80k to live.

Yeah I am well aware - my aim was to point out that London is so different to anywhere else in the UK. In actual fact I thought it was refreshing that the younger ones were realistic in that they know cancelling Netflix and not eating avocado won't touch the sides. The grey haired guy in the black top came over as a proper wanker though.

 

[Elbow beards]

Yeah I am well aware - my aim was to point out that London is so different to anywhere else in the UK. In actual fact I thought it was refreshing that the younger ones were realistic in that they know cancelling Netflix and not eating avocado won't touch the sides. The grey haired guy in the black top came over as a proper wanker though.

I wasn't being entirely serious mate :)

 

[inbetween]

To be fair if you live in London you most probably need 80k to live.

I don't think even £80k is enough to live there comfortably. I had an interview 4-5 years ago in Welwyn Garden City and the salary was £34k but a bog standard 3 bed terraced house with a garden in the area was £400k... It was completely impossible to live there comfortably compared to how easy it is here.

I'm wondering if there are some people down there who are literally on the bread line but they're probably sat in a house worth over half a million. It's no wonder that the south is awash with young people and families just getting by but many asset rich millionaire pensioners.

 

[denislawsbackheel]

Copied from elsewhere


DO NOT refuse to pay your energy bill in October. Below is how you can make a stand and hurt your energy supplier without getting into debt/damaging your credit rating:

1. Cancel your DD & pay for what you use each month.

2. You then need to write a letter of complaint to your energy supplier. Once that complaint had been raised, your energy supplier can't take any debt collection work on your account, so they can't pass your details to the credit reference agencies etc. That bill gets put on hold whilst they try to resolve your complaint.

The energy company might offer you a small reduction - DON'T accept it. Keep the complaint open & hold strong.

3. Eventually, they will send you a letter of 'Deadlock'. A letter of Deadlock is a letter that is sent to you from your energy company saying they gone as far as they can with your complaint & can't go any further, so your only option now is to take it up with the energy Ombudsman.

For every complaint the Ombudsman receives, they charge your energy supplier £500 for every claim they have to investigate.

4. The energy companies also have limitations on how many complaints they're allowed open as well as a turnaround time of how fast they have to respond to a complaint & get a complaint closed. If they don't respond to them fast enough & don't resolve the complaints or they have too many complaints open, the energy firm will also get hit with a fine from the Ombudsman.

This is how your hurt an energy company. This will also put them in breach of their licensing conditions
& put their ability to trade at risk.

So if you want to fight these extortionate price hikes
1. Raise complaints
2. Do NOT close them
3. Take them to the Ombudsman

You can also submit a “subject access request” at the same time as the above. This means the energy company has a legal obligation to provide you with every piece of information they have on you; including telephone conversation transcripts, past bills, everything! This is time consuming for them to collect and is a huge hassle for them however they legally have only one month to comply.

If you are paying your bill as and when it arrives monthly, as I do, what action can the utility company possibly consider taking against you?

 

[mexico1970]

I don't think even £80k is enough to live there comfortably. I had an interview 4-5 years ago in Welwyn Garden City and the salary was £34k but a bog standard 3 bed terraced house with a garden in the area was £400k... It was completely impossible to live there comfortably compared to how easy it is here.

I'm wondering if there are some people down there who are literally on the bread line but they're probably sat in a house worth over half a million. It's no wonder that the south is awash with young people and families just getting by but many asset rich millionaire pensioners.

Yet the young move to the big smoke in their droves even though they can't afford it. The pensioners have had their children and are maybe 30 years into putting money away into a retirement pot after their kids have flown the nest.

Lots of poor people live in London and get help with their £1800 a month rent, someone has got to serve the coffees and polish the toffs on Tottenham Court Rd.

I come from a time when if you couldn't afford something then you don't buy it, I'm not talking necessities here but the little luxuries the modern lifestyle has lumbered us with.