Early Retirement

The notion of a voluntary early retirement must be a decent hallmark of man who made himself a success, or at least played the game well. I'd imagine it's great as long as you weren't your job so to speak. To have enough money to live happily without working.. every mans dream apparently.
 
Ronnie the Rep said:
Mrs Rep wants me to retire in a couple of years time when I'm 60. Bricking it to be honest, Im worried I will be bored, irrelevant, poor etc

Any of you lot done it and have advice?
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Filling your day with things to do plus having a structure to your day is the main thing, it's piss easy to loz in bed until 2pm after drinking a litre of spirits till 4am.

If you are a member of a club take office such as Treasurer, Secretary, or Chairman. If you play golf get up early and do a round before dinner time.

Probably family commitments will keep you busy to a certain extent. Today me and the wife have looked after our 2 year grand son.

He arrived at 8am, so we've played games with him, done jigsaws, I've kicked a ball around with him for a while.

He had a nap for a hour, then his lunch. This afternoon we took him on a nature walk in the local park, which we made him walk round himself, 30 minutes on the swings, made his tea. He left at 5.30pm.

The wife was in bed an hour ago and I'm a nodding dog not far off myself although I am enjoying a nice single malt as a reward.

Moneywise well you'll know your own financial situation etc. I've found I have less income however more disposable income due to the mortgage being paid off.
 
fitting stairlifts for a living I here off old chaps all the time they were fit as a fiddle up to retirement.within a couple of years they went down hill most blame it on not having to get up and do anything and their bodies end up shutting down.i think at least a part time job is a must to keep sane
 
Finished at 54 after 35 years with the same company. Bosses son came into the firm and, having spent the last 3 years being marginalised, by-passed, under mined and generally having the piss taken out of I'd finally had enough. Two years on, and 3 stone lighter, I'm fitter, happier and in a far better place than I was. We're not rich financially by any means, but we've been fortunate to travel in the past so that isn't a priority any longer and a couple of weeks in Spain is just as good as a fortnight in Barbados when you don't have to come back home to work. I deferred taking my pension at 55 until the new rules came in this month, so hopefully that will allow us a bit more flexibility with our finances in the future. Everyone's different, but for me, if you can afford to do it, give it a try you can always return to some form of work if you want to.
 
56 now with a pressure job and would love to semi retire. Difficulty is finding right part time job as would still need income for a few years yet.
Cant see me being fully retired for a long time but would love to be able to do as others have said above and be able to work from home or change job but too difficult at this stage.
Thought about franchises but not done it yet
 
Hoping I can retire in my early 50s - about 12 more years should do it. I have detailed plan which I review every month and I have a set target of what I need. If I hit it earlier I will retire earlier.

(More likely I will have 2 or 3 divorces left in me and be working until I am 80.

I would not like to have to work for someone else in a formal environment after that.

Hopefully have enough properties to just keep busy doing them up and get the kids involved in a family business which means they don't have to work for others.
 
worsleyweb said:
Hoping I can retire in my early 50s - about 12 more years should do it. I have detailed plan which I review every month and I have a set target of what I need. If I hit it earlier I will retire earlier.

(More likely I will have 2 or 3 divorces left in me and be working until I am 80.

I would not like to have to work for someone else in a formal environment after that.

Hopefully have enough properties to just keep busy doing them up and get the kids involved in a family business which means they don't have to work for others.
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Just don't get married and avoid the inevitable aftermath :)
 
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